Mortgages, Bank Accounts, Loans & Savings | Ulster Bank Northern Ireland

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Interested in an

It may help with those extra costs, plus you only pay when you use it

Discover How

Arranged Overdrafts are only available to eligible Ulster Bank current account customers, aged 18 or over.  Lending criteria, terms and conditions apply.

Apply for a Clear Rate credit card

A credit card that keeps it simple

Our Clear Rate credit card has one simple low rate on purchases and balance transfers. 

Representative 11.1% APR (variable). Annual fee applies.

You can transfer balances of any amount up to 95% of your available credit limit. The minimum balance transfer amount is £100.

Find out more and apply

Available to UK residents aged 18+ and earn at least £10K per year. Lending criteria, terms and conditions apply.

Latest app update

What's new in our mobile app

With our latest update you will be able to:

  • View app notifications
  • Access ‘My profile’
  • Download the app with an international number
  • View iPad improvements
Learn more about the update

App available to Anytime Banking customers with a UK or International mobile number in specific countries.

Girl checking out lowest loan rate on laptop

Check out our best ever personal loan rate

Borrow between £7,500 and £19,950 at our best ever rate of
Representative 3.4% APR.

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.

Find out more

Over 18s and existing Ulster Bank current account customers only.

Your eligible deposits with Ulster Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here (84 KB PDF) for further information or visit

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