Credit Cards - Personal Banking | Ulster Bank

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Credit cards

Introducing our range of credit cards

Clear Rate credit card

Designed for people who want a low-rate, low-maintenance credit card. Whether you're transferring a balance or making a purchase, you'll pay one simple interest rate. Annual fee applies.

Representative 11.1% APR (variable).

Available to UK residents aged 18 or over with a regular dependable income.

Find out more and see how much you could save

Student credit card

Designed for student life. If you have an Ulster Bank Student Account you can apply for a Student credit card.

Representative 18.9% APR (variable).

Available to UK residents aged 18 or over who already have an Ulster Bank Student Account.

Find out more and apply


Our MasterCards come with Contactless technology. This means you can pay for everyday items under £30 like coffee, lunch, or a newspaper - in less than a second.

More on Contactless
Exclusive MasterCard benefits Perks and benefits

Become a MasterCard customer when you take out an Ulster Bank credit card and you’ll enjoy lots of exclusive offers. Learn more by visiting the MasterCard site.

Find out more
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Take a look at our guide to credit cards for more useful information on credit cards.

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