Contactless Credit Cards - Credit Cards | Ulster Bank

Credit card being used to make Contactless payment

Your Contactless credit card

Now you can just tap and go

At a glance

Our credit cards come with Contactless technology. This means you have a super-quick, no-fuss way to pay for everyday items under £30 like a coffee, lunch or travel.

So, whenever you see the Contactless symbol on the card reader, simply tell the retailer you want to pay by Contactless and touch your card against the reader.

How does it work?
Contactless payment screen

Look for the Contactless symbol when paying for items that are £30 or less.

Contactless card held against a reader

Touch your Contactless card against the card reader.

Green light on reader showing payment being processed

A beep or a green light shows your payment is being processed.

Reader displaying approved message

Once your payment is confirmed you'll be offered a receipt.

It's safe and secure

Contactless payments are just as secure as Chip and PIN. You get exactly the same money-back guarantee if you're ever a victim of fraud.

Before you make your first Contactless transaction you will need to complete a successful Chip and PIN transaction. From time to time, we'll also ask for your PIN as extra security.

We take security very seriously. Provided you've looked after your card and PIN, we'll protect you should you experience any loss or fraud.

Join the cash-free revolution

More and more places are accepting Contactless payments.

You can already use it at M&S, McDonald's, Boots, Subway and Caffe Nero. The list is growing all the time. Just look out for the Contactless symbol when you're paying. 

View participating retailers
Contactless symbol
It's still a credit card too

Your Contactless card still has all the benefits and security features of a  credit card. Contactless is simply an extra feature that provides you with another choice of how to pay for everyday items under £30.

Other benefits include:

  • Purchase Protection, allowing you to recover payment for faulty or undelivered goods
  • Secure online shopping through Ulster Bank Secure
  • Worldwide acceptance wherever the MasterCard or Visa logo are displayed
  • The ability to set up recurring payments
Interested? Find out more
Contactless Common questions
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