Student Credit Card - Credit Cards | Ulster Bank

Student on mobile phone outside college

Our Student
credit card

Extra spending power - when you need it most

Available to UK residents aged 18 or over who already have an Ulster Bank student account.

Why choose our Student credit card?


The Ulster Bank student credit card comes with contactless technology, can be used at home and abroad and provides you with a manageable credit limit to help you make the most of student life.

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Icon expand Manage all of your money in one place using our online banking tools

Use Anytime Banking or our mobile app and manage your credit card alongside your Ulster Bank student current account. Never miss a payment again.

Find out more about our mobile app here  

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Icon expand Up to 56 days interest free on purchases

You can get up to 56 days interest free credit on purchases if you pay your balance (and your previous month's balance) in full and on time each month. Note that an interest free period on purchases is a feature of all credit cards in the UK.

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Icon expand A maximum credit limit of £350

A manageable limit to give you a helping hand when you need it.

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Icon expand Start building your credit rating for the future

Providing you keep up-to-date with your payments, you could begin to build your credit rating which can be helpful further down the line if you are looking for a loan or mortgage.

Always make sure you pay on time and stay within your credit limit.

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Icon expand Use your contactless card to make purchases at home and abroad

Useful if you're going travelling, it is widely accepted around the world wherever you see the Mastercard logo (purchases abroad are subject to a non-sterling transaction fee of 2.75%). Also, our Ulster Bank Mastercards come with contactless technology.

Find out more about contactless credit cards here

Representative Example

Purchase rate

18.9%

APR (variable)

Representative APR

18.9%

APR (variable)

Credit limit

£350

Annual Fee

No fee

Your credit limit may vary depending on our credit assessment of you.                                                                                                                                       Interest on fees and charges is payable in line with our terms and conditions.

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Common questions

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