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Current accounts

Straightforward everyday banking

Compare our current accounts


Current Account

ufirstgold Account

At a glance

All the essentials to make everyday banking easy for you

An account that offers extra benefits to suit your lifestyle

Who can apply?

UK residents aged 18 or overRepublic of Ireland residents must apply in branch or by phone. Existing non-resident customers (excluding residents of Australia and USA) must apply in branch.

UK residents aged 18 or over

Lifestyle benefits


  • Worldwide travel insurance
  • Mobile phone insurance
  • Ticket service: 15% cash-back 

Mobile banking

  • Mobile Banking app
  • Text Alerts
  • Pay Your Contacts
  • Get Cash
  • Mobile Banking app
  • Text Alerts
  • Pay Your Contacts
  • Get Cash

Online banking

Arranged overdraft

Subject to credit review and approval

Up to £500 interest-free (subject to credit review and approval)

Visa debit card

Emergency Cash

If your debit card is lost or stolen we will cancel your card and let you withdraw cash from our ATMs (limits apply)

Monthly fee

No monthly fee


Our other current accounts

If you have an annual income of at least £75,000 (£100,000 in the case of joint applicants) our Private banking service may be suitable for you. With Private banking, our aim is to offer a quality service that makes banking and life much more convenient. You will have your own relationship manager in addition to a team of finanical specialists and access to a range of exclusive products and services.

Find out more about Private banking
Customer speaking to adviser

Students and graduates

Student in Botanic Gardens

If you are a full time student, or have graduated from a full time course in the past 12 months, you can apply for our student or graduate accounts. 

Thinking of switching to us?

Moving your account to us is easy, simply tell us that you want to switch when completing your application. Our dedicated switching team will do all the hard work for you. We'll:

  • Transfer your salary to your new account
  • Set up your payments (standing orders, Direct Debits and bill payments)
  • Transfer any credit balance from your old account

And we'll do it all within seven working days.

Current Account Switch Guarantee logo
Find out more

Current accounts

How can we help?

See what you need to open an account
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