overdraftcalculator

Content section starts
  • To find out

    the type of current account you have, login to Online Banking. On the Account Summary page, look for a button that says View Account Details.

  • £
    Min: 0 Max: 25000
    £
    Min: 0 Max: 25000
    Click here

    to find out your overdraft limit.

  • Min: 0 Max: 31

    If you’re unsure, login to Online Banking and look at your statement. You can always change this later.

  • Account
    Select
  • Overdrawn amount £550
  • Arranged overdraft £500
  • Days in overdraft 5
Edit
  • £
    Min: 0 Max: 25000
  • £
    Min: 0 Max: 25000
  • Min: 0 Max: 31
Hide
Total cost
£37.75
  • Arranged overdraft
  • £1.75 interest for5 days
  • Unarranged overdraft
  • £30.00 a day for5 days

Your charges are:

£6.58
  • Arranged overdraft
  • £0.44 interest for36.00 days
  • Unarranged overdraft
  • £36.00 interest for6 days

With an increased Arranged Overdraft, this could be reduced to:

£6.58
  • Arranged overdraft
  • £0.58 interest for6 days

You could save:

£35.86

per month by increasing your Arranged Overdraft

With an Unarranged overdraft,
your charges are:

£6.58
  • Unarranged overdraft
  • £36.00 interest for6 days

With an Arranged overdraft,
this could be reduced to:

£6.58
  • Arranged overdraft
  • £0.44 interest for6 days

You could save:

£29.56

per month with Arranged Overdraft

Representative Example

If you have a Select Account with an arranged overdraft limit of £1,200 and you use all of this, you will be charged arranged overdraft interest at 19.89% EAR (variable) and a monthly Arranged Overdraft Usage Fee of £6.

Important Information

Overdrafts are only available to eligible customers with a NatWest current account aged 18 or over.



All costs shown are for illustrative purposes.

What Next?

Unfortunately you have gone over your overdraft limit, so you will be charged for an Arranged as well as an Unarranged Overdraft. Why not increase your overdraft limit? It is easy to do and can offer you greater financial flexibility.

When will I be charged? Emotional statement...

You pay overdraft fees 21 days after we issue your statement. For example, if your statement is issued on the 1st of the month you will be charged on the 22nd. This is the same day your account fees will go out. Please note: the charge might be higher if you’re overdrawn over 2 charging periods.

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