Switch To Ulster Bank - Current Accounts | Ulster Bank

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Switching to Ulster Bank

Switch in just seven working days

Why move your account to us? Some of the services we offer...

Text Alerts

Our Text Alerts help you to keep track of your account and avoid unnecessary charges.

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Mobile Banking

Our mobile app is simple and easy to use and our ‘Get Cash’ service allows you to withdraw cash at our cash machines without your card. App available on most smartphones to customers with Anytime Internet Banking and a UK mobile number beginning in '07'. 

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Banking to suit you

We have a local call centre, online banking and web chat services. Plus, some of our branches open on Saturdays.

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Emergency Cash

If your debit card is stolen or lost, we will cancel your card and let you withdraw up to £300 from our ATMs if you're an Anytime Banking customer, or up to £60 if you're not.

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It's easy to switch Moving your account to us

The switching process The Current Account Switch Service

With the Current Account Switch Service, moving your bank account takes just seven working days and you can choose and agree your switch date.

On your switch date we will ensure:

Direct Debits, standing orders and bill payments are transferred to your new account

Any money in your old account is transferred to your new account

Your old account is closed and your new account is ready to use

Any payments will be automatically redirected to your new account after you switch.

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Current Account Switch Guarantee

As your new current account provider we offer the following guarantee:

The service is free to use and you can choose and agree your switch date with us.

We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary).

If you have money in your old account, we will transfer it to your new account on your switch date.

For 36 months, we will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.

If there are any issues in making the switch, we will contact you before your switch date.

If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.

Interest-free overdraft

To help with the switch, we offer an interest-free overdraft for three months from the date you switch (available to UK residents aged 18 or over with an eligiable Ulster Bank current account. Lending is subject to credit review and approval).

If you are not eligible for, or don't want an overdraft, we will refund any interest or charges you have to pay due to a failure in the switching process. Overdrafts are repayable on demand. You can not go over your overdraft facility without prior permission, otherwise we will charge interest at the rate stated in A guide to personal account fees and interest. A Maintenance Charge and other charges may also apply.

Next steps Ready to switch?

To help your switch progress as smoothly as possible, please ensure your personal details are the same on both your Ulster Bank account and the account you’d like to move. If you are moving a joint account, this can only be switched to a joint account in the same names.


New to Ulster Bank?

Simply choose a current account and complete the online application. As part of your application we'll ask for the details of the account you want to move.

Choose your account

Already have an Ulster Bank current account?

If you would like to switch into an existing account please visit your local Ulster Bank branch and we will help you complete your switch.

Find your nearest branch
Add your signposting title here… Common questions
Next steps Switch to Ulster Bank
Choose a new current account
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