Life Cover - Insurance and Protection | Ulster Bank

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Life cover

Protect the people that matter

Life Cover Calculator

Provided by Aviva Life & Pensions UK Limited

Aviva Life and Pensions UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered office: 2 Rougier Street, York, YO90 1UU. Registered No. 3253947.

Life Insurance

Cover for your family and mortgage

Level term insurance pays out a fixed amount, so it’s a good way to help give your family a financial safety net. Decreasing term insurance helps protect you if you have a repayment mortgage or loan.

Our Protection Direct team can offer a range of cover options to suit your needs.

Get in touch

Get in touch

Call 0800 051 1865

 

Lines are open:
Mon to Thu 8am - 8pm
Fri 8am - 6pm
Sat 9am - 5pm
(excl. public holidays).

Calls may be recorded. Calls from mobiles may not be free.

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Over 50's Life Assurance

A payout to help cover funeral expenses or leave behind a gift for your loved ones

 

Guaranteed acceptance - If you're aged 50-80 and a UK resident, you can take out a policy. There are no medical questions or examinations required

Guaranteed payouts - After the first year your payout will always stay the same

Guaranteed premiums - The amount you pay will never increase

Affordable - With cover starting at £6 per month, life assurance needn't be out of reach

Get in touch

Get in touch

Call 0800 051 1865

 

Lines are open:
Mon to Thu 8am - 8pm
Fri 8am - 6pm
Sat 9am - 5pm
(excl. public holidays).

Calls may be recorded. Calls from mobiles may not be free.

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Things to look out for
- If you die within the first year we will only refund your premiums (unless you die as a result of an accident when we will pay the full guaranteed cash sum)

- If you cancel your policy at any time throughout the agreed term, there will be no return on your premiums

- If you do not maintain your premiums for the full premium term of 30 years (or until the policy anniversary following the policyholders 90th birthday, if that comes sooner), the policy and cover it provides will cease

- Depending on how long you live, you may pay more in premiums than is paid out on death.

It's wise to review your cover from time to time as inflation may affect what your guaranteed cash sum will be worth in the future.

Add your signposting title here… Common questions

Protecting your money

If anything happens to us and we cannot pay valid claims or return your premium on your insurance policy, then the FSCS will pay 90% of your claim on your home insurance and 100% on your life insurance, with no upper limit. 

Further information is available here (PDF) or visit www.fscs.org.uk.

Life cover Ready to apply?
Get in touch

Get in touch

Call 0800 051 1865

 

Lines are open:
Mon to Thu 8am - 8pm
Fri 8am - 6pm
Sat 9am - 5pm
(excl. public holidays).

Calls may be recorded. Calls from mobiles may not be free.

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