Mortgage Documents - Mortgages | Ulster Bank

Couple leaving Ulster Bank Branch

Ready to arrange your mortgage?

Here are the documents you'll need

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Ulster Bank mortgages are available for over 18s.

When you arrange an appointment with one of our a Mortgage Advisers you will need to bring a few documents with you.

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Icon expand Existing Ulster Bank customers

You will need to provide:

  • 3 months bank statements for any personal or business current accounts you have with other financial institutions
  • 3 recent payslips
  • any existing mortgage statements
  • details of any rental income
  • any credit card or store card statements
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Icon expand New Ulster Bank customers

You will need to provide:

  • proof of identity - Passport, driving licence, utility bill
  • 3 months bank statements for any personal or business current accounts you have with other financial institutions
  • 3 recent payslips
  • any existing mortgage statements
  • details of any rental income
  • any credit card or store card statements
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Icon expand Further documents needed for a self build mortgage

If building your own home you will need to provide:

  • planning permission
  • a copy of your fixed price contract with your builder

Or if you are building by direct labour you will need to provide both:

  • a letter from a architect/engineer or surveyor detailing and outlining build costs and confirming that the property can be completed in full within the proposed build cost>
  • A letter to confirm that construction is supervised from outset to completion by an architect or chartered building surveyor who is in possession of suitable professional indemnity insurance

Please contact us to find out what other documentation we may need for a self build mortgage

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Icon expand Further documents needed if you're self employed, a sole trader
or a Limited Company Director

  • 3 months business bank statements

and either:

  • 2 years audited accounts certified by an accountant and signed by you

or

  • 2 years SA302s (these can be obtained from HMRC)
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