Personal Loans - apply online - Ulster Bank

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Personal Loans

A personal loan could help with your borrowing needs

Apply online Get a Quote

We've just reduced our prices for larger loans.

Our best ever Representative 3.9% APR  for loans of £7,500 to £25,000.

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s and existing Ulster Bank current account customers only.

Personal Loans Features and benefits

     

Borrow between £1,000 and £25,000

Flexible repayment terms of 1 - 10 years

Depending on loan purpose
Personal Loans Borrowing terms
  • Loans between £1,000 and £14,950 can be repaid over a term of 1 to 5 years

  • Loans between £15,000 and £25,000 can be repaid over a term of 1 to 7 years

  • Home improvement loans over £2,500 can be repaid over a term of 1 to 10 years

  • Holiday loans can only be taken over 1 year

  • The minimum borrowing term is 1 year

Borrow for a range of purposes

Planning a holiday, purchasing a new car or making some home improvements? We can help

 

Affordable monthly payments

Your rate is fixed for the term of the loan meaning no unexpected changes to your repayment amount

 

No obligation Personalised Quick Quote

See if you're likely to be approved and how much you could borrow

Personalised Quick Quote

Apply online for a decision today

Existing online banking customer? We'll pre-fill your application to save you time

Funds in your account the next working day

If you bank online and we hold your up to date personal information

Eligibility criteria applies
Personal Loans Funds next working day

To receive your loan funds the next working day:

You must use online banking

You must apply online before 5.55pm Monday to Thursday and have your loan accepted

We must already hold your up to date personal information

 

Sometimes we'll need to contact you for more information so it can take a little longer.

Try our loan calculator to work out the best loan for you

The rates you pay depend on your circumstances and loan amount and may differ from the Representative APR.

Apply online now
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Looking for a loan between £25,000 and £35,000?

You can apply to borrow between £1,000 and £25,000 online, however, if you are looking for a larger loan, please visit us in branch or call us.

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Personal Loans Ready to apply?
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