Our lowest ever Representative 3.9% APR for loans of £7,500 to £25,000.
Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s and existing Ulster Bank current account customers only.
That break you need might cost less than you think
Planning your annual holiday? Maybe you have an important family wedding or event abroad that you simply can't miss. An Ulster Bank holiday loan could help you spread the cost.
Features and benefits of our holiday loans:
test No upfront fees or charges
We won't charge you to set up your loan - charges for other services may apply
test Fixed monthly repayments to help you budget
The rate is fixed for the term of the loan which means no unexpected changes to your repayment amount
test Spread the cost of your holiday over 12 months
A holiday loan can only be taken over a one year term
Try our loan calculator to work out the best loan for you
Remember - the maximum term for a holiday loan is 12 months.
The rates you pay depends on your circumstances and loan amount and may differ from the Representative APR.
Just give us a few details and we will see if we can help.
test Find out if you're likely to be approved
test Find out how much you may be able to borrow
test View your personalised interest rate and monthly payments
test No impact on your credit rating
How much can I apply to borrow for a holiday?
You can apply to borrow between £1,000 and £25,000.
Over what term can I take my holiday loan?
Holiday loans can only be taken over a 1 year term.
If I apply online, how soon will I receive the loan funds?
Already bank online with us? We may be able to give you an instant decision on your loan application. In this case (and subject to our final checks) your funds may be available the next working day.
Not registered for our online banking service? We will send you an application pack within 3-7 days of completing the online application. Once you have completed and returned this pack to us, your loan funds will normally be available within 48 hours, provided you meet all of our credit requirements.