What is an Easy Access savings account?


Our Easy Access savings account is a simple straightforward account that puts you in control of your money without any withdrawal penalties. The Easy Access savings account gives you:



Start saving with as little as £1. Make lodgements as often as you want, or set up a standing order to help build your savings



Gives you instant access to your savings online, over the phone or in the branch.


The need to knows

  • You can apply for an account at any Ulster Bank branch
  • You need to be over 18 and resident in the UK to open an account
  • You need to register for Anytime Banking to manage your account online or over the phone ( when you are making a transfer online or over the phone the limits will be advised to you)
  • Terms and conditions apply


    Balance   Gross / AER (variable)    When is interest paid?
£1+ 0.01% Annually in October
  • Gross is the interest paid before tax is deducted
  • AER stands for annual equivalent rate and  illustrates what the rate would be if paid and compounded each year 

Find out more about how to apply

Mobile phone image Apply over the phone

To apply call us on 0800 046 6486

Lines are open: Monday to Friday 8.30am-7.30pm, except bank holidays, and Saturdays 9am-2pm. Calls may be recorded.

Account queries

Please contact our telephone banking service on : 0345 742 4365

(+442890 538 033 if calling from abroad).

Lines are open 24 hours a day. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded

ub_article_any_20150501_0119 Drop into your local branch

Visit any branch of Ulster Bank to apply.

Find your local branch

Financial Services Compensation Scheme

Your eligible deposits with Ulster Bank Limited are protected up to a total of £75,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here (84 KB PDF) for further information or visit www.fscs.org.uk.

Easy Access Savings

Ready to apply?

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