Your savings rates - Savings | Ulster Bank

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Savings Rates

Find out your interest rate and when it is paid

Interest Rates

 

Want to find out your interest rate, when it is paid or the minimum deposit required? The tables below give you an overview of our existing savings accounts. 

Can't find your interest rate below?

Your account may no longer be on sale however we have a list of all accounts and existing rates here.

 

Tax - free

 

Interest rates effective until 20th December 2016

 

 

 

£1 - £24,999

 

£25,000+

Frequency interest paid

Cash ISA 0.50% ( Tax-free / AER ) 1.00% ( Tax -free / AER ) Annually on the last business day in October

 

Interest rates effective from 21st December 2016

 

 

 

£1 - £24,999

 

£25,000+

Frequency interest paid

Cash ISA 0.05% ( Tax-free / AER ) 0.50% ( Tax -free / AER ) Annually  on the last business day in October

 

Help to Buy: ISA

 

 

 

£1+ 

 

Frequency interest paid

   Help to Buy:  ISA   

2.00% (AER variable)

 

1.98% (Tax-free AER)

Monthly on the first business day

 

Instant Access

 

Rates effective until 20th December 2016

 

 

   £1 - £ 1,999

     Gross / AER 

£2,000 - £24,999

Gross / AER

£25,000 - £1,000,000

Gross / AER

Frequency interest paid

Loyalty Saver

 

0.01% (variable)

 

0.50% (variable)

0.75% (variable)

Annually on the first business day in January

 

Rates effective from 21st December 2016

 

 

   £1 - £ 49,999

     Gross / AER 

£50,000+ 

Gross / AER

Frequency interest paid

Loyalty Saver 0.01% (variable) 0.05% (variable) Annually on the first business day in January

 

Rates effective until 20th of December 2016

   £1+

     Gross / AER 

Frequency interest paid

Easy Access Savings 0.01% (variable) Anually in October  

   £1+

     Gross / AER 

Frequency interest paid

Easy Access Savings 0.01% (variable) Anually in OctoberRates effective to the 21st of December 2016

 

   £1+

     Gross / AER 

Frequency interest paid

Easy Access Savings 0.01% (variable) Annually on the last business day in October  

 

Rates effective from 21st of December 2016

 

   £1 - £ 49,999

     Gross / AER 

£50,000+ 

Gross / AER

Frequency interest paid

Easy Access Savings 0.01% (variable) 0.05% (variable) Annually on the last business day in October

   £1+

     Gross / AER 

Frequency interest paid

Easy Access Savings 0.01% (variable) Anually in October  

 

 

 

   £1+

     Gross / AER 

Frequency interest paid

Easy Access Savings 0.01% (variable) Anually in October  

 

Youth Savings

 

 

£5+

   Gross / AER    

           Frequency interest paid

                       urfirst                                   

 

                                         0.50%  (variable)                                       

 

             Annually on the last business day in October                          

 

Fixed term (effective from 21st November 2016)

 

 

           £10,000+

         Gross / AER

Frequency interest paid

Fixed Term Deposit

 

    0.50%

 

At end of agreed term

 

Money Desk - Please contact your local Ulster Bank branch for Money Desk Deposit interest rates who will quote you the interest rate before you place your funds on deposit

All rates are subject to variation and are correct at time of posting to site, 16th September 2016.

Should an account balance fall below any minimum balance requirement, we will pay interest at the minimum (nominal) savings account rate, as our published tariff states. The minimum (nominal) savings rate is 0.01% gross.

Full information on interest rate changes can be obtained from any member of staff in all Ulster Bank branches or by telephoning Anytime Banking.

Interest will be paid Gross.

Gross Rate. This means the interest rate you are paid without the deduction of income tax.

Annual Equivalent Rate (AER) is a notional rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.

Your eligible deposits with Ulster Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here (84 KB PDF) for further information or visit www.fscs.org.uk.

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