Mother and daughter reading on their sofa

urfirst Savings Account

Our savings account for children

Available to customers aged under 18, resident in the UK. Terms and conditions apply.

At a glance

What is our urfirst Savings Account?

Start small

Every penny counts, so open an account with just £5

Tax-free interest

Most children can get interest paid tax-free on their urfirst account, just complete an R85 form in branch

Instant access

Upon turning 12, your child can access their money with no notice required

Tax-free interest means that interest payable is exempt from UK income tax.

Henri Hippo moneybox on bedside table

Free Henri Moneybox

Open a urfirst Savings Account and your child will receive their very own Henri Moneybox to help get them saving!

Henri Moneyboxes are suitable for children aged 3+ and are limited to one per every new account-holder based in Northern Ireland.

The need to knows

Children over 12 years can open the account themselves. If under 12, a relative or friend over 18 can open the account and only a parent or guardian will have access to the money. We need proof of ID and address for you and the child you're opening the account for.ID for the child can be a passport, birth certificate or medical card. Proof of address for a parent or guardian can be used as proof for the child provided surname and address are the same.

Simply book an appointment at your nearest branch. Bring along the required documentation and your account will be opened.


View our terms and conditions (PDF) View our guide to personal account fees and interest (PDF) More on what documents we accept
Representative Example
Account: urfirst Savings Account
Frequency interest paid: Annually in October
Gross/AER % (variable):  0.50

Gross: interest rate paid before the deduction of tax. Annual Equivalent Rate (AER): What the interest rate would be if paid and compounded each year.

Say hello to

Henri Hippo!




Henri Hippo is back to help your kids save just like you did. Download our free learning resources below to help start the saving habit.


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Calculate your savings and watch them grow on our printable wall chart!


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All this money stuff is hard work, so take a break and have some fun! 


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Our MoneySense AT HOME website is designed to help parents talk to their families about money, providing tips and practical exercises on budgeting, managing debt and getting value for money.

Visit our MoneySense website
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Financial Services Compensation Scheme

Your eligible deposits with Ulster Bank Limited are protected up to a total of £75,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here (84 KB PDF) for further information or visit

urfirst Savings Account

Ready to apply?

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