Startup Current Account | Business Banking | Ulster Bank

Start up customer and Ulster Bank Manager

Start up Business Current Account

Fee free business banking for 18 months

Apply online

Our startup package is available to your business if it's registered in Northern Ireland, has been trading less than 12 months and has a projected or existing annual turnover of under £1m.  


To apply online your business must operate as a Sole Trader, Partnership or Limited Company and all owners must reside in the UK or Ireland. Over 18s only

Choose Ulster Bank business banking

18 months transaction fee free banking  

This means standard charges for the day to day running of your account, commonly known as your transaction fees, will not apply for the first 18 months after the account opening date.

Pay your bills with a Business Visa Debit Card

You can register for a Business Debit card within the same application.

Add your signposting title here… What you’ll need to open an account

Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account.

Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services. 

View guide

Account benefits at a glance...


Cheque book

Cheque Book and Credit book

Visa card

Visa Debit Card


Monthly Statements

Anytime Banking

Access to Anytime Banking


Access to Bankline

International payments

International Payments

Apply for a Start up Current Account

Looking for an additional account?

If you've got a Ulster Bank business account already, we can help with an additional account. Or, if you're looking to get an account for a new business, we can help with that too.

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