Social Community Capital | Ulster Bank Northern Ireland

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Coronavirus impact 

 

If you’re concerned with the financial impact of coronavirus, visit our advice page.

Follow our Twitter account @SocComCap where we are sharing resources and links to advice on available support and funding schemes. 

If you are a Social & Community Capital customer, please do get in touch with the Social & Community Capital team – we’re available to chat through your concerns with you. Email Ulster Bank S&CC.

 

Social & Community Capital

We're here to support community-based charities and businesses

 

About Social & Community Capital

 

Social & Community Capital is a charity funded and supported by Ulster Bank in order to help social enterprises and community businesses.

 

Supporting our communities

 

As a community venture, you can make a big positive impact. But sometimes it’s difficult to get the finance you need to grow. So with our strong heritage of supporting community-based businesses, we’re doing more to help.

Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

How we can help

 

Maybe you need funding to get off the ground. Perhaps you need the networks or supply chains to grow and evolve. We’re there to support you at every stage of the journey, from starting up to expanding your impact on the world.

Community business loans

 

We offer alternative funding to business charities and social enterprises who don't qualify for mainstream loans.

Our community business loans offer funding from £30,000 to £750,000 with flexible terms and repayments holidays including access to sector experts.

How to apply
Add your signposting title here… 20th Anniversary Grants

As part of its 20th anniversary celebrations, in 2020 Social & Community Capital offered seven £20,000 grants to social enterprises, charities and community businesses around the UK.

This non-restricted funding was aimed at helping organisations develop a project that creates positive impact for people who are considered vulnerable or marginalised and looked to fund projects tackling one or more of the following three areas of need:

Employment, training and education

Income and financial inclusion

Mental health and well-being

Applications are now closed and we’ll be contacting applicants in March/April to let them know if they have been successful.

 

Add your signposting title here… Our support so far

In the last five years, Social & Community Capital has approved over £10 million in loans to more than 80 organisations throughout the UK. Our ambition is to increase the size and strength of this important sector of the UK economy. Here are some examples of the social ventures we've supported.

Vi-Ability

Campbeltown Picture House

Harmony Community Trust

Monkey Park

Bristol Together

Crisis

Our impact report

We aim to provide access to appropriate financial and business support to viable charities, voluntary organisations and social businesses unable to access mainstream finance. Read our most recent impact report to see what we have achieved.

Ulster Bank Social & Community Capital Impact Report 2018 (PDF, 1MB)
Add your signposting title here… Our partners

We work with a range of organisations to help community and social enterprises. From helping neighbourhoods thrive to providing helpful facts and figures behind the latest developments, our partners could help you.

ACOSVO

Locality

Responsible Finance

Good Finance

NatWest SE100

SEUK

Frequently asked questions

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Icon expand Do I need to be an Ulster Bank customer to apply?

You do not need to be an Ulster Bank customer to apply for a business loan. We accept applications from any eligible organisation (eg sole trader, limited company), whether or not they bank with us currently.

You can visit our community business loans pages to find out more.

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Icon expand Is there a fee for applying for a community loan?

There is no fee when applying for a community business loan but you will need to pay an arrangement fee/commitment fee when you accept a community business loan offer.

You can visit our community business loans pages to find out more.

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Icon expand What are the terms and conditions for the community loan?

Each community business loan is considered on its merits and terms and conditions will vary between community business loans. The terms will be agreed as part of the loan approval process.

Security will be required. Please see our community business lending pages for more information. 

Ulster Bank NI Social & Community Capital is a trading name of RBS Social & Community Capital, Registered in England No: 03901460, Registered office: 250 Bishopsgate, London EC2M 4AA. Charity Registration No: 1079626.

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