_Shared Content Area


_Shared Content Area

_Shared Content Area

Sector expertise Support for your healthcare business

Delivering the right solution for your needs


We understand that you may face many opportunities & challenges: shifting demographics; changing lifesyles; new regulations; evolving labour costs and property management to name a few.

Our dedicated healthcare teams have been supporting healthcare customers in the sector for generations, we are on hand to help you face the future with the banking support you need.

Support when you need it

We work closely with your industry, bringing a significant level of insight & depth of experience to your business.   

We specialise in:

  Care Homes, including residential, nursing and specialist care homes

  Primary healthcare centres





  Support services

Contact our Healthcare team today
To discuss how we can help you achieve success, please contact our team:

Gemma Jordan

Senior Relationship Manager

Mobile: +44 7827 836480

Email: gemma.jordan@ulsterbank.com

Lisa Allen

Relationship Director

Mobile: +44 7920 284356

Email: lisa.allen@ulsterbank.com

Sector expertise Agriculture

Cormac McKervey - Senior Agri Manager


Cormac has been with Ulster Bank for more than 10 years. As well as working for Ulster Bank he has his own small suckling farm and is an active member of the agri community in Northern Ireland.

Cormac heads up our externally accredited agri team. Our team has expertise in dairy, beef and poultry farming. We're young farmers, experienced farmers, and often come from farming backgrounds. We're passionate about helping you make farming a success.

You can contact our agri team by emailing us to: agri@ulsterbank.com

Getting started?


You can apply online via our online current account application.

Apply online

Thinking of expanding?


If you need finance to expand your farm we may be able to help.

We have a range of finance options including our Dairy farm expansion loan, Beef stocking loan, Pasture loan, and Poultry loan.

You can apply today via our online application.

Apply online
Sector expertise Food and drink


The Northern Irish food and drink sector is playing a key role in supporting the recovery of our economy. It's not only a key employer in our province but also showcases our top quality produce to the rest of the world.

At Ulster Bank we've watched the growth of this sector with enthusiasm. We have deepened our understanding of the unique business needs and recognise that sustainability and safeness are at the heart of your business and we want to help.

Getting started?


The island of Ireland has a strong reputation for quality food. At a time where global demand for food is growing, we believe this is a great time to start a food business. We have a start up package to assist all start up companies with their daily banking needs. Find out more and apply for our start up account online.

Apply online

Require Finance?


We understand that a key factor to any food and drink business is working capital seasonality, understanding your consumer needs and investing in your business future. We have a range of finance solutions which may be able to help.

Find out more

Your Food and Drink team are ready to take your call.

Damien Long - Relationship Director

Call: 02890 276138

Stephen Hughes - Relationship Director

Call: 028 9027 6226

Pat Clarke, Director, Clarkes Fresh Fruit


The continual support of Ulster Bank enables our fresh fruit business to enhance growing techniques in line with modern day standards thus ensuring quality produce with increased yield and utmost efficiency while protecting the environment. "It is essential to have a bank that is committed to developing meaningful and well structured products to meet the demands of the business. Sean O'Hanrahan and his team at Ulster Bank understand the challenges encountered in horticulture today. Their insight and knowledge facilitates positive negotiation and innovative development.         

Denis Lynn, Owner, Lynn's Country Foods - Finnebrogue


With help from Ulster Bank we are making what is an important strategic investment for the business in response to demand from our existing and potential customers in Britain and further afield.

I believe our success is based on the strength of relationships we have both with retailers and of course Ulster Bank in what is a fast moving industry. The business is growing strongly and over the past three years, we've achieved exceptional annual growth of around 30 per cent. Along with our desire to pursue new markets to achieve even faster growth, we see Ulster Bank's support as fundamental to our success.

Finnebrogue has grown exponentially year on year, because we never run out of ideas for how to grow our business. When you are a vibrant business experiencing such high growth, you need a Vibrant Bank which understands your company and can help deliver your shared vision.

Mark Pearson, Owner, Clanconnel Brewing


Ulster Bank have been instrumental in aiding the development & growth of Clanconnel Brewing. Listening to the customer, understanding the needs of the business and matching those needs with financial solutions from normal day to day transactional banking through to strategic planning and capital needs for the future growth.




Add your signposting title here… Support when you need it

We have the people, support and products to partner you through the early stages of your farming career.


You can apply for our start up currrent account and lending products online.

Start Up Current Account

Balmoral Show


The 147th annual Balmoral Show welcomed visitors old and new to Balmoral Park for food, farming, family and fun.

Thousands of people from all over UK & Ireland visited the Balmoral Show in its new purpose built site, Balmoral Park.  The Show is bigger and better than ever before and will continue to grow over the coming years. Preparations have already begun for next years event!

Visit Balmoral Show website

Holstein herds awards

The Ulster Bank-sponsored herds inspection competition continues to attract an unprecedented number of entrants annually. 

" Dairy farmers are a credit to the industry, and are the powerhouse of the economy in Northern Ireland."

Cormac McKervey - Ulster Bank Senior Agri Manager

Visit Holstein NI

Young Farmers Clubs of Ulster - Events

Ulster Bank is proud to be associated with the Young Farmers Clubs of Ulster. 

YFCU represents the interests and aspirations of approx 3,000 members aged 12 - 25 years of age.

A further 3,500 rural young people are estimated to take part in and benefit from local Young Farmers' Club activities and events

Visit YFCU website
Diversifying into Poultry

If you see an opportunity to meet the increasing demand for eggs both in Northern Ireland and export markets get in touch or apply online for lending via our tailored applications

Online lending
Poultry Factsheet


For more details on this product download the product factsheet


Dairy Farm Expansion Loan


If you want to avail of the opportunities the abolition of EU milk quota provides, you can:

Email us: agri@ulsterbank.com

Download the product factsheet below:


Or apply for lending using our online applications

Find out more

Beef Stocking Loan


If you need funding to increase your beef output you can:

Email us: agri@ulsterbank.com

Download the product factsheet below:


Or apply for lending using our online applications

Find out more

Pasture Loan


If you require funding to assist with improving your grassland management practices, you can:

Email us:agri@ulsterbank.com

Download the product factsheet below:


Or apply for lending using our online applications

Find out more

Ulster Bank Trade


Ulster Bank Trade is our free online Foreign Exchange dealing system. It allows efficient, secure execution and excellent online post trade services – including the ability to confirm and download relevant Foreign Exchange deal information for better decision making.

You can

Access markets

  • Get fast and easy access to the Foreign Exchange markets
  • View Ulster Bank’s indicative Foreign Exchange rates online 24 hours a day, 5 days a week (Monday - Friday)

Execute deals

  • Request a quote and execute Spot and Forward deals online 24 hours a day, 5 days a week (Monday - Friday)
  • Settle Foreign Exchange deals automatically, via Standard Settlement Instructions, or using our online banking platform Bankline

Access reports

  • View or print details of transactions from the foreign exchange Blotter for each online deal, telephone deals, amendments and cancellations

UB Trade - Technical support desk - 0800 397 375 (Freephone)

UB Trade login

Please note that Ulster Bank Trade is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Invoice Finance

Selling into foreign markets on credit?

Invoice Finance can help you free up cash by providing you with funds while you wait for your international debtor to pay. You may receive up to 90% of the value of the invoices once you notify us of them using our Facflow system.

The expert support your business is looking for

Our Invoice Finance works on easy-to-use technology and our tailored personalised service. Your Relationship Manager will invest the time to get to know your business and its unique funding needs. Our carefully considered approach produces dynamic solutions.

Note: Invoice Finance is suitable for businesses with a minimum turnover of £500,000.


MaxTrad is a market leading online trade finance platform. It’s designed to assist your international trade processes by giving you a single point for managing your overseas transactions from start to finish.

MaxTrad is available to all users of Ulster Bank Trade Finance services and is particularly useful to companies with high volumes of Trade Finance transactions.

To sign up for MaxTrad please contact your Global Trade Finance sales manager or speak to your Relationship Manager.

MaxTrad is provided by and is branded as NatWest Group, of which Ulster Bank is a wholly owned subsidiary.

Terms and Conditions apply.

Please note that MaxTrad is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.



Peter O'Hara



Aidan McGrath


Tel: 07900160544

Conor McNeill


Tel: 07799035044

Rhonda McClelland
Martin Convery


Tel: 07766133478

Fergus McCrossan
Mary O'Neill



James Fox



Anne Morgan



We're ready to help - Get in touch
Set Tab for lightbox