Ulster Bank Mortgages

Switcher Calculator

Exclusively for existing Ulster Bank mortgage customers who have received a letter about their mortgage deal.

Important information about our mortgages

Whose mortgages do we offer?

We only offer Ulster Bank mortgages provided by National Westminster Bank Plc.

What will you have to pay us for our services?

We do not charge you a fee for provision of our service. You will receive a Mortgage Illustration when considering a particular mortgage, which will tell you about any fees relating to it.

You can request a Mortgage Illustration about any mortgage that we are able to offer you.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Need help with your application?

If you would like to receive advice, book an appointment by calling 0345 300 6086 or Relay UK: 18001 0345 300 6086.

Enter your current mortgage details below.
(Take these from the letter we sent).

You must fill in the answers marked.*

Current home value:*

Outstanding mortgage balance (to nearest £):*

Repayment type:*

Remaining term (years):*

Remaining term (months):*

Calculate

Recalculate

Results for £{{Outstanding Mortgage Balance}} over {{Remaining Term years}} years {{Remaining Term months}} months (Loan to Value : {{LTV}}%)

Next steps: Advice

If you would like to receive advice, book an appointment by calling 0345 300 6086 or Relay UK: 18001 0345 300 6086.

Next steps: Self-Service online

To proceed with self-service, follow the 3 steps below:

1. Review your product options.

2. Select your product choice (this will open an online selection form).

3. Complete and submit the online selection form (our mortgage team will then issue paperwork for the product you have selected).

Product fee paid upfront

Product fee added to mortgage

Rate

{{Real Rate}}%

Ongoing rate after initial deal period (variable)

{{Mortgage SVR}}% SVR

Initial monthly repayment

£{{Initial Monthly Repayment}}

Product fee

£{{Product Fee}}

End date (after which SVR* applies)

Go-to monthly repayment (based on current SVR*)

£{{Goto Monthly Repayment}}

Go-to monthly repayment based on 1% increase in SVR*:

£{{Goto Monthly Repayment Increased Value}}

Cost per £1 borrowed

£{{Cost per Pound Borrowed}}

Total amount repayable

£{{Total Amount Repayable}}

An early repayment charge of 3% of the amount repaid will be chargeable for overpayments before the product end date.

Important Information - please read carefully

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate Mortgage Illustration before you make a decision.

Some of our products have product fees, which are shown above. If you choose a product with a product fee, you can either pay this by cheque/card or add it to your mortgage.
Figures above are based on the product fee (where applicable) being paid upfront by you and not added to the mortgage. You can choose to add the fee to the mortgage, however this will increase the monthly repayments and total amount repayable. You can see how your repayments and total amount repayable will change with the fee added to your mortgage using the buttons above the table.
Product information displayed above is based on the mortgage information you entered and is neither an approval in principle nor an offer of a loan. This quotation is for illustrative purposes only and is subject to change. Any errors with the data entered will cause errors with the information displayed.
If you select a new product using Self-Service online, we will check the details you have entered and only proceed if they are correct. If you enter incorrect information or select a product which you are not eligible for we will get in contact to let you know.
Figures are provided for guidance only. The exact repayment amounts and total amount repayable will be based on your exact circumstances (i.e. balance) when the new deal is put in place.
Products shown above may have changed from the products quoted in the letter we sent. This is because our product range may have been updated since we sent the letter. We may change our product range at any time.
You can select a new product using Self-Service online, however the product will not formally be put in place until all necessary paperwork is completed.
The initial monthly repayment will apply for the duration of the product term, not the mortgage term. Once the product term ends the mortgage will revert to Ulster Bank’s Standard Variable Rate (SVR), which means the rate could go up or down. The current SVR rate will be displayed in your Mortgage Illustration.

Northern Ireland residents only. Mortgaged property must be in Northern Ireland. Security and insurance are required. Lending criteria, terms and conditions apply. Over 18s only. Full details are available from any Ulster Bank branch.

*SVR = Standard Variable Rate