Postcode Lending Data
Q2 2016 Postcode Lending (Northern Ireland)
Latest lending data published shows that Ulster Bank is a major supporter of the Northern Ireland economy, lending a total of almost £3.1bn in mortgages, personal loans and business loans to small and medium sized enterprises (SMEs). Mortgages make up the largest element of this total with almost £2.1bn in lending, followed by SME lending at £0.9bn and then personal lending with £0.1bn.
The detailed local lending data, which forms part of a joint data reporting exercise with the British Bankers Association, Council of Mortgage Lenders and other major UK banks, gives a snapshot of lending balances in 120 postcode areas across the UK and over 9,000 postcode sectors at the end of June 2016 including up to 250 postcode sectors in Northern Ireland.
The joint data reporting exercise is intended to provide greater transparency and help deliver a detailed picture of the borrowing landscape across the country. Our drive for transparency is balanced with ensuring our customers' confidentiality. Therefore, along with other banks, we have withheld postcode sector data which would risk disclosure of any individual customer's borrowing.
The files provided detail postcode area and postcode sector by each of the lending streams for Ulster Bank at the end of June 2016.