ufirstgold

Our bank account with extra benefits:

  • Mobile phone insurance
  • Insurance for worldwide travel
  • 15% cash-back on concerts, shows and sporting events
  • £10 monthly fee
To apply, you need to be 18+ and a UK resident. To switch in or upgrade, you need to be an existing Ulster Bank current account customer.
Earn monthly Rewards
Benefits

Worldwide Travel Insurance

Mobile Phone Insurance

15% cash-back on concerts, shows and sporting events

Other features
Other features
Arranged overdrafts

Arranged overdrafts allow you to spend more money than you have in your account to an agreed limit. An overdraft is a form of borrowing and is repayable on demand. It can be useful for short term borrowing.

During your application for an arranged overdraft, we'll run a full credit check to determine your overdraft limit. If you don't repay what you borrow, you could harm your credit score and borrowing capability.

How do overdrafts work?

Switching to Ulster Bank

The Current Account Switch service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and Standing Orders.

How does the switch work?

Important information
Important information
By continuing you're confirming you've been provided with, and have acknowledged our important documents, including the FSCS information sheet.

Change your account today

First things first. You can apply if you:
  • are aged 18 or over and a UK resident
  • already have a Ulster Bank current account
Do you already have a current account with Ulster Bank?
What would you like to do today?

You're all set

Please be aware that changing your account doesn't qualify for our switch offer.

During the application, you'll need the account number and sort code of the current account you want to change. You can find these in your app/Anytime Banking

As you're changing your existing account to another, you’ll:

  • Keep your existing sort code, account number and debit card. Your existing standing orders and direct debits will stay the same.
  • Retain your arranged overdraft limits.
  • See no impact to your credit rating.

You're all set

  • You'll need the account number, sort code and debit card number of the bank account you want to switch to us and the account number and sort code of your existing Ulster Bank current account.
  • The Current Account Switch Service will move everything across from your old bank account to your Ulster Bank current account within 7 working days. 

Compare our current accounts

We're sorry but right now you must have a Ulster Bank current account to upgrade to a ufirstgold

Our Select account is available to open as a new current account. If you still like the look of our ufirstgold account you can come back and upgrade later.