Balance Transfer Credit Card - Credit Cards | Ulster Bank

The Ulster Bank Credit Card

Balance Transfer credit card


The card that helps you save money on balance transfers


Representative 19.9% APR (variable)


Available to customers who have a current account, savings account, credit card or mortgage with Ulster Bank, and are UK residents, 18+ and earning at least £10K per year

Why this credit card?

 

0% for 23 months, from account opening, on balance transfers

Balances must be transfered within 3 months of account opening

Your 23 month 0% offer starts from account opening, thereafter standard rates apply

Each transfer must be at least £100

 

No fees to transfer a balance to this credit card

We won't charge you a fee for transferring a balance to this credit card, made in the first 3 months

No annual fee

0% interest for the first 3 months on purchases

This offer is available on purchases made in the first 3 months of opening your account

After the first 3 months, standard rates will apply

This credit card in detail…

 0% for 23 months, from account opening, on balance transfers


Get 0% interest on balance transfers for 23 months from account opening, thereafter standard rates apply. Each transfer must be at least £100.
 

You can make balance transfers anytime within the first 3 months of account opening, but please note that your 0% interest period may be shorter. Standard rates will apply to any balances transferred after the first 3 months. 

 

No balance transfer fee or annual fee

 

You can transfer balances of at least £100, up to 95% of your available credit limit. Please note we can’t accept transfers from another Royal Bank of Scotland Group credit card.

 

 

Pay 0% on all purchases made within the first 3 months


Please remember once your offer period ends, our credit cards offer the standard interest free period up to 56 days, as long as balances are paid in full.
 

Bear in mind, if you carry any balance forward from a previous month (including 0% balance transfers), after your 0% purchase offer has ended, then interest will be charged on purchases from the date they are debited to your account.

Balance transfers are limited to 95% of your available credit limit. You can transfer your balance from most credit cards and store cards, except other Royal Bank of Scotland Group cards.

Representative Example                                                                                                       

Purchase rate

19.9%

p.a.(variable)

Representative APR

19.9%

(variable)

Credit limit

£1,200

Annual Fee

£0

Your actual credit limit and APR may vary depending on our credit assessment of you.

You may receive higher than our standard purchase and balance transfer rate of 19.9% p.a. (variable) upon application - up to 29.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions. See the Summary Box document (PDF, 48KB) for more details.

Ready to apply?

 

The application should take around 15 minutes.

Apply now
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Frequently asked questions

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