Clear Rate Card - Credit Cards | Ulster Bank

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Clear Rate credit card

The card for low rates and balance transfers

Representative 11.1% APR (variable)

Annual fee applies.

Available to UK residents aged 18+ and earn at least £10K per year. Lending criteria, terms and conditions apply.

Why this credit card?



One simple low rate of 6.9% p.a. (variable) on purchases and balance transfers


No balance transfer fees


Manage online and in the app


More about this card

Whether you're transferring a balance or making purchases, you'll pay one simple interest rate of 6.9% p.a. (variable). 


You can transfer balances of any amount up to 95% of your available credit limit. The minimum balance transfer amount is £100. 


See how much you could save in interest payments


Use our interest calculator tool to find out whether the Clear Rate credit card could save you money compared to your current credit card.


Use our interest calculator

Representative Example                                                                                                       

Purchase rate



Representative APR



Credit limit


Annual Fee


Your credit limit and APR may vary depending on our credit assessment of you.

You may receive higher than our standard purchase and balance transfer rate of 6.9% p.a. (variable) upon application - up to 14.9% p.a. (variable).Interest on fees and charges is payable in line with our terms and conditions.

Ready to apply?


The application should take around 15 minutes.

Apply now
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Frequently asked questions

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