Our Student
credit card
Extra spending power - when you need it most
Available to UK residents aged 18 or over who already have an Ulster Bank student account.
The Ulster Bank student credit card comes with contactless technology, can be used at home and abroad and provides you with a manageable credit limit to help you make the most of student life.
Manage all of your money in one place using our online banking tools
Use Anytime Banking or our mobile app and manage your credit card alongside your Ulster Bank student current account. Never miss a payment again.
Find out more about our mobile app here
Up to 56 days interest free on purchases
You can get up to 56 days interest free credit on purchases if you pay your balance (and your previous month's balance) in full and on time each month. Note that an interest free period on purchases is a feature of all credit cards in the UK.
A maximum credit limit of £350
A manageable limit to give you a helping hand when you need it.
Start building your credit rating for the future
Providing you keep up-to-date with your payments, you could begin to build your credit rating which can be helpful further down the line if you are looking for a loan or mortgage.
Always make sure you pay on time and stay within your credit limit.
Use your contactless card to make purchases at home and abroad
Useful if you're going travelling, it is widely accepted around the world wherever you see the Mastercard logo (purchases abroad are subject to a non-sterling transaction fee of 2.75%). Also, our Ulster Bank Mastercards come with contactless technology.
Find out more about contactless credit cards here
Representative Example
Purchase rate
18.9%
APR (variable)
Representative APR
18.9%
APR (variable)
Credit limit
£350
Annual Fee
No fee
Your credit limit may vary depending on our credit assessment of you.
Interest on fees and charges is payable in line with our terms and conditions.
Common questions