Award Winning OnlineLow rates on purchases and balance transfers
Whether you're transferring a balance or making a purchase, you might pay a low interest rate of 9.9% p.a. (variable) on purchases and 6.9% p.a. (variable) on balance transfers. If you're paying a higher rate on your existing credit card, you could save money by transferring your balance to this credit card.
Remember, you can get up to 56 days interest free credit on purchases if you pay your balance (and your previous month's balance) in full and on time each month. It’s a feature of all credit cards in the UK.
Award Winning OnlineNo balance transfer fees
We don’t charge you a balance transfer fee.
You can transfer balances of at least £100, up to 95% of your available credit limit. Please note we can’t accept transfers from another Royal Bank of Scotland Group credit card.
Award Winning OnlineNo foreign transaction fees
You won't pay any additional fees on transactions abroad and there's nothing added on top of the MasterCard exchange rate. Please note you'll still pay fees on ATM and cash advance transactions abroad.