The Ulster Bank Credit Card
Secure online application
TickYou are aged 18 or over
TickYou are a permanent UK resident
TickYour income is at least £10,000 per year
TickYour address(es) for the last three years
TickYour income and bank account details
TickDetails of any cards you wish to transfer a balance from
It’s important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
We sometimes need to share your information to help us both.
Why do you share it?
We share your information so we can:
Who do you share it with?
We share your information with:
We also share your information with credit reference agencies, so we can:
Credit reference and fraud prevention agencies use your information because they have to prevent fraud and money laundering, to protect you, their business and to comply with laws.
What can happen?
We’ll make decisions based on the automated checks of data we hold and receive about you. You have rights in relation to these decisions, including a right to appeal if your application is declined. If it’s declined, we’ll usually keep your information for 5 years or longer if needed to comply with the law.
If you want more details about how we use your information or your rights, please read our full Privacy Notice.
Important information to read before you apply
Please ensure you have read Our Lending Commitments document below.
Our Lending Commitments (PDF, 51KB)
Begin your application
You'll need to sign up for online banking with us in order to apply for The Ulster Bank Credit Card online. The good news is that it normally takes only 5 minutes. Register for online banking here.
Do you bank online?