Switch Bank Accounts | Ulster Bank Accounts

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Switch to Ulster

Switching your bank account to us is easy

You can apply for a current account if you are a UK resident aged 18 or over. Restrictions apply for Private current accounts.

 

On this page:

    

Switching timeline                                  £100 switch offer                                       Switch bank account FAQs              I'm ready to switch      

Switch to us and we'll give you £100!

Apply to Switch

 

Switch into a new or existing account by 19th November. We may end this offer at any time

Fill out your Switch details

 

Within 7 days The Current Account Switch Service will automatically move your existing payments and close your old account

 

Switch criteria

 

Pay in at least £1,500 and log in to our mobile app or Anytime Banking by 30th December 2020

 

Pay day

 

£100 will be paid to your Ulster Bank account by 29th January 2021

 

Switch Offer available on new account applications: Ulster Select account.

Already have an account? Switch Offer available on existing accounts: Select, ufirstgold, Private Current or ufirst Private account. Visit your nearest Branch to start the Switch process.

Take a look at the full offer Terms and Conditions  (PDF, 38KB)

Current Account Switch Guarantee logo
What can I expect to happen?

Day 1 and 2

The Current Account Switch Service will contact your old bank who will confirm if the switch can go ahead

Day 3

Your new account will then be set up and your payments moved across, such as your salary, direct debits and standing orders

Day 6

We talk to your old bank about transferring your balance over

Day 7

Your balance will then be transferred and old account closed. And that's your switch complete.

How to switch bank accounts FAQs

Which accounts can I switch?

You can use the service to switch your current account from and to any of the participating banks and building societies. Joint accounts can be switched, as long as both parties agree to the switch and you are switching to another joint account. It is not possible to use the service to switch a joint account to a sole account.

 

We cannot switch savings accounts or ISAs. Any other products you have with your old bank will not be moved at the same time.e

What happens to payments that people send to my old account?

We will automatically redirect all incoming and outgoing payments to your new account. Each time a payment is redirected, an automatic message is sent back to the originator advising them of your new account details so they can update their records. Some organisations may contact you directly to confirm your details have changed. If you do not want your new details to be given to someone who sends a one-off payment, then please let us know.

Will I be able to use my old account during the switch?

Your old account will still be active and usable right up to and including Day 6. So, you can still pay with your card, and use online banking and mobile banking.

 

Just remember not to set up any new payments on your old account, as we can’t transfer new payments across.

What if I change my mind?

You can cancel your switch up to seven working days before your switch date. If you do want to cancel, let us know and we will guide you through this process.​

Can I switch my current account if I am overdrawn?

You will need to agree any overdraft facilities you require with us. We may be able to provide facilities to help you pay off any existing overdraft you may have, subject to our normal lending criteria. If you do not come to an agreement with us you must make separate arrangements to repay your existing overdraft before you switch.

Do I have to close my old account?

If you use the Current Account Switch Service to switch, your old bank will close your old account. This ensures that any payments made to your old account are automatically redirected to your new account with us.

 

If you would like to keep your old account open then you are free to do so, but you won’t be able to use the Current Account Switch Service to do this, and you will not be covered by the Guarantee. Speak to your existing bank and they can help explain your options.​

I've allowed third parties access to my financial data. Will this be switched too?

No, you’ll need to cancel and re-authorise these with your new account details. You would need to contact the third party providers directly to discuss setting up payments with us. If your old account is still open, your bank will be able to tell you which third parties you’ve given permission to make payments on your behalf, and/ or access your financial data.

 

Not all Third Party Providers services are supported by all banks and building societies, so there’s a chance that the Third Party Providers on your old account may not be able to access your new account. Please check our terms and conditions for more information about Third Party Providers.

Ready to switch?

To help your switch progress as smoothly as possible, please ensure your personal details are the same on both your Ulster Bank account and the account you’d like to move. If you are moving a joint account, this can only be switched to a joint account in the same names.

 

New to Ulster Bank?

Simply choose a current account and complete the online application or give us a call. As part of your application we'll ask for the details of the account you want to move.

Choose your account

Already have an Ulster Bank current account?

If you would like to switch into an existing account please visit your local Ulster Bank branch and we will help you complete your switch.

 

Find your nearest branch
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