Switch To Ulster Bank - Current Accounts | Ulster Bank

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Switching to Ulster Bank

Switch in just seven working days

You can apply for a current account if you are a UK resident aged 18 or over. Restrictions apply for Private current accounts.

Why move your account to us? Some of the services we offer...

Text Alerts

Our Text Alerts help you to keep track of your account and avoid unnecessary charges.

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Mobile Banking

Our mobile app is simple and easy to use and our ‘Get Cash’ service allows you to withdraw cash at our cash machines without your card. App available on most smartphones to customers with Anytime Internet Banking and a UK mobile number beginning in '07'. 

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Banking to suit you

We have a local call centre, online banking and web chat services. Plus, some of our branches open on Saturdays.

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Emergency Cash

If your debit card is stolen or lost, we will cancel your card and let you withdraw up to £300 from our ATMs if you're an Anytime Banking customer, or up to £60 if you're not.

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It's easy to switch Moving your account to us

The switching process The Current Account Switch Service

With the Current Account Switch Service, moving your bank account takes just seven working days and you can choose and agree your switch date.

On your switch date we will ensure:

Direct Debits, standing orders and bill payments are transferred to your new account

Any money in your old account is transferred to your new account

Your old account is closed and your new account is ready to use

Any payments will be automatically redirected to your new account after you switch.

We may be able to provide facilities to help you pay off any overdraft, subject to our normal lending criteria. If an arranged overdraft limit is agreed, this may not match that offered by your old bank. If this isn’t the case you must make separate arrangements to repay your old bank or building society what you owe.

Please be aware that if your old bank do receive any future credits, they may keep these to offset what you still owe them.

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Current Account Switch Guarantee

As your new current account provider we offer the following guarantee:

The service is free to use and you can choose and agree your switch date with us.

We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary).

If you have money in your old account, we will transfer it to your new account on your switch date.

For 36 months, we will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.

If there are any issues in making the switch, we will contact you before your switch date.

If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.

Next steps Ready to switch?

To help your switch progress as smoothly as possible, please ensure your personal details are the same on both your Ulster Bank account and the account you’d like to move. If you are moving a joint account, this can only be switched to a joint account in the same names.


New to Ulster Bank?

Simply choose a current account and complete the online application. As part of your application we'll ask for the details of the account you want to move.

Choose your account

Already have an Ulster Bank current account?

If you would like to switch into an existing account please visit your local Ulster Bank branch and we will help you complete your switch.

Find your nearest branch
Next steps Switch to Ulster Bank
Choose a new current account
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