Switch Bank Accounts | Ulster Bank Accounts

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£150 when you switch to Ulster

Switching your bank account to us is easy

Ready to switch

You can apply for a current account if you are a UK resident aged 18 or over. Restrictions apply for Private current accounts.

 

On this page:

 

£150 switching offer                                         Switching timeline                                                  What do I need to Switch

The switching service                            Frequently asked questions                                        I'm ready to switch

Switch to us and we'll give you £150!

Think switching will be lots of hassle? Think again. Once you've applied and selected to switch, we'll manage the whole process for you. Here's what you need to do for a successful switch:

It's as easy as 1,2,3...

  1. Apply and open a new account or switch in to an existing account with us by the 29th November 2019.
  2. During your application select to switch to us. The Current Account Switch Service will then be used to automatically move your existing payments and close your account held elsewhere.
  3. Pay in at least £1500 (in total) and log in to Anytime Internet banking or Mobile banking by 10th January 2020. We'll then pay you £150 by 7th February 2020. 

Our £150 switching offer is available on our Select, Ufirstgold, Private and Ufirst Private accounts. This offer can be withdrawn at anytime.

Take a look at the full offer Terms and Conditions (PDF, 38KB).

The Current Account Switch Service guarantees to move your balance, switch your payments and close your old account - all within 7 working days.

Current Account Switch Guarantee logo
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What can I expect to happen?

Day 1 and 2

The Current Account Switch Service will contact your old bank who will confirm if the switch can go ahead

Day 3

Your new account will then be set up and your payments moved across, such as your salary, direct debits and standing orders

Day 6

We talk to your old bank about transferring your balance over

Day 7

Your balance will then be transferred and old account closed. And that's your switch complete.

It's easy to switch What do I need to switch?

The switching process The Current Account Switch Service

With the Current Account Switch Service, moving your bank account takes just seven working days and you can choose and agree your switch date.

On your switch date we will ensure:

Direct Debits, standing orders and bill payments are transferred to your new account

Any money in your old account is transferred to your new account

Your old account is closed and your new account is ready to use

Any payments will be automatically redirected to your new account after you switch.

We may be able to provide facilities to help you pay off any overdraft, subject to our normal lending criteria. If an arranged overdraft limit is agreed, this may not match that offered by your old bank. If this isn’t the case you must make separate arrangements to repay your old bank or building society what you owe.

 

Please be aware that if your old bank do receive any future credits, they may keep these to offset what you still owe them.

 

Frequently asked questions - Switching

What do I need to switch?

All we need is some basic information about the account you want to move:

 

  • Your old bank account details (you can find this on your statement)
  • Your 16-digit debit card number (of the account that you want to move)

 

To help switch your old bank account as quickly and easily as possible:

 

  • Ensure your old bank has your up to date address details
  • If you've recently changed your name, make sure it is also up to date

Which accounts can I switch to?

You can use the Current Account Switching Service to switch to all of our current accounts.

 

Our £150 switching offer is available on these accounts:

 

  • Select account
  • ufirstgold account
  • Private account
  • ufirst Private account

 

Before we start the switch, we’ll check that your old account is able to be switched using the Current Account Switch Service – 99% of UK current accounts are eligible to use the service. If your current account isn’t eligible, we can still organise the switch for you. It’ll just take a little longer.

Is my old account closed automatically?

Yes, we’ll automatically close your old account as part of the 7 day switching process.

 

This happens so that any payments made to your old account will be automatically redirected to your new one. 

 

If your old account is overdrawn and the overdrawn amount is not paid off by the day the switch completes, we won’t be able to close the account but it will become inactive.

Can I still use my old account during the switch?

Yes – you can still use your old account right up to and including Day 6. This includes using your cards, Anytime and Mobile banking. 

 

Don’t set up any new payments on your old account though, as we won’t be able to transfer those across.

What if I want to cancel the switch?

To cancel your switch completely, you need to let us know at least 7 working days before your switch date. 

 

After that, only certain elements can be cancelled depending how far through the process we are. We’d guide you through the process though if you choose to do this.

Can I switch my current account if I'm overdrawn?

We may be able to provide facilities to help you pay off any overdraft, subject to our normal lending criteria. If an arranged overdraft limit is agreed, this may not match that offered by your old bank. If this isn’t the case you must make separate arrangements to repay your old bank or building society what you owe.

 

Please be aware that if your old bank do receive any future credits, they may keep these to offset what you still owe them.

I'm already an Ulster customer can i take part in the £150 switching offer?

Yes, the offer is available to new and existing customers. 

To be eligible you either need to switch in to your existing Ulster Bank account or you can open a new account with us. 

You'll need to use the Current Account Switch Service to close your account held elsewhere and switch to your Ulster account. 

To get the £150 cashback, do I have to pay in £1500 as one payment?

The £1500 can be paid into your account as one payment or multiple smaller payments, but the total amount must be at least £1500 before 10th January 2020. We'll then pay £150 in to your account by the 7th February 2020. 

 

Don't forget you'll also need to log in to Anytime Internet Banking or Mobile Banking before the 10th January 2020.

Ready to switch?

To help your switch progress as smoothly as possible, please ensure your personal details are the same on both your Ulster Bank account and the account you’d like to move. If you are moving a joint account, this can only be switched to a joint account in the same names.

 

New to Ulster Bank?

Simply choose a current account and complete the online application or give us a call. To switch to a Permier bank account you'll need to visit us at your local branch. As part of your application we'll ask for the details of the account you want to move.

Choose your account

Already have an Ulster Bank current account?

If you would like to switch into an existing account please visit your local Ulster Bank branch and we will help you complete your switch.

 

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