Understanding your overdraft debt | Struggling Financially | Ulster Bank

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Understanding your overdraft debt

See our helpful tips below

Paying off your overdraft

Overdrafts can be useful for covering any unexpected costs in the short term, but other forms of borrowing could be better value for you if you are using your overdraft on a regular basis. If you find yourself dipping into your overdraft frequently, we want to help you pay less by looking at ways to reduce your overdraft use.

Useful information about overdrafts
Financial Health Check

Our free financial health check can help you understand your spending and find the best products for your needs.

In only 20 minutes, a financial health check could give you the tips and information to get on the road to a better financial future. It's completely free and confidential.

Find out more
Overdraft Calculator

Our overdraft calculator can help you understand the cost of your overdraft and avoid unexpected fees. It gives you an illustration of how much your overdraft may cost based on the information you provide.

Get started
Struggling financially

If you are worried about your finances we're here to help.  Learn more about:

  • Missing payments
  • Managing your debt
  • Getting in touch
  • Getting independent support
Struggling financially
Change your overdraft limit

If you’ve got an arranged overdraft limit on your account that you feel is too low or too high, we can help you change it.

Change your limit
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