Mortgage Calculator
Based on what you told us, you need a mortgage of...
Based on what you've told us we could lend you...
With your deposit of {deposit} this gives you a maximum property budget of {property}
Your monthly payments could be...
For a more accurate view of what you may be able to borrow, you'll need an Agreement in Principle. Please arrange a callback to speak to a mortgage professional.
For a more accurate view of what you may be able to borrow, you'll need an Agreement in Principle. Please arrange a callback to speak to a mortgage professional.
If you want to speak to someone, please arrange a callback with a mortgage professional.
Important information
All figures provided are for illustrative purposes only. This will be dependant on your financial situation, property value and the size of your deposit or equity. This is not a formal quotation or a commitment to lend.
Borrowing amounts greater than £500,000 are subject to additional lending criteria.
Representative example
Fixed Rate mortgage
A mortgage of £67,200 payable over 25 years initially on a fixed rate for 2 years at 2.50% and then our variable rate of 3.59% for the remaining 23 years would require 24 monthly payments of £301.47 and 276 monthly payments of £336.87.
The total amount payable would be £100,343.24 made up of the loan amount of £67,200 plus interest of £33,143.24. A CHAPS fee of £30 and a Deeds Release fee of £125 are also payable.
The overall cost for comparison is 3.5% APRC representative.
Flexible Variable Rate mortgage
A residential flexible variable rate mortgage of £114,300 payable on our flexible variable rate of 0.75% below Ulster Bank Standard Variable Rate for a mortgage term of 20 years and 7 months would require 247 monthly payments of £590.84.
The total amount payable would be £156,074.53 made up of the loan amount £114,300 plus interest of £45,661.53. A product fee of £995, a CHAPS fee of £30 and a Deeds Release fee of £125 are also payable.
The overall cost for comparison is 3.7% APRC representative.