We can offer a clear and simple range of mortgage rates, many with no upfront fees.
To help you understand what deals might be available to you, it’s handy to know your loan to value (LTV). Your current LTV will be shown in the letter you will have received and is worked out as a percentage of the current balance of your mortgage in relation to the value of your home.
It’s important to consider what’s best for you. If you choose to stay with us and keep the same mortgage amount, term and repayment type, because we know you, we won’t need to carry out new credit checks or ask for proof of salary. Plus, you won’t need to pay for a new valuation either (unless you’d like to request one).
We have a team of qualified advisers who can take you through all of the options, and recommend a new deal for you.
However, if you’re confident that you already know what you want and don’t need advice, you can view new deals and switch online using our self-service tool.