You can apply to borrow between £1,000 and £35,000.
Borrow between £7,500 and £19,950 at our rate of
Representative 3.9% APR
Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Available to existing Ulster Bank current account customers over the age of 18 who reside in the UK.
Here's why an Ulster Bank loan might be right for you
Borrow between £1k and £35k
£1,000-£7,450 repay over 2 to 5 years, £7,500-£35,000 repay over 2 to 8 years. Home improvement loans of £7,500 or more can be repaid over 2 to 10 years.
Online decision in minutes
Bank with us online? We can pre-fill your application, saving you time.
Funds next working day
If you use Anytime Internet Banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.
Common questions
Over what term can I take my loan?
- Loans between £1,000 and £7,499 can be repaid over a term of 2 to 5 years
- Loans between £7,500 and £35,000 can be repaid over a term of 2 to 8 years
- Home improvement loans over £7,500 can be repaid over a term of 2 to 10 years
- The minimum borrowing term is 2 years
If I apply online, how soon will I receive my loan funds?
Already bank with us online?
We may be able to give you an instant decision on your loan application. In this case (and subject to our final checks) your funds will be available the next working day.
Not registered for our Anytime Internet Banking service?
We will send you an application pack within 3-7 days of completing the online application. Once you have completed and returned this pack to us, your loan funds will normally be available within 48 hours, provided your meet all of our credit requirements.
What happens if I've been impacted by coronavirus?
If you're concerned about being unable to make your repayments on your Ulster Bank loan, we have lots of guidance and support to help you.