Privacy Notice:
We use cookies and similar technologies on our websites and mobile applications to help provide you with the best possible online experience. By using our sites and apps, you agree that we may store and access cookies and similar technologies on your device.
Borrow between £7,500 and £19,950 at our rate of
Representative 3.4% APR
Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Available to existing Ulster Bank current account customers over the age of 18 who reside in the UK.
Here's why an Ulster Bank loan might be right for you
Borrow between £1k and £35k
£1,000-£7,450 repay over 1 to 5 years, £7,500-£35,000 repay over 1 to 8 years. Home improvement loans of £7,500 or more can be repaid over 1 to 10 years.
Online decision in minutes
Bank with us online? We can pre-fill your application, saving you time.
Funds next working day
If you use online banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.
Use our loan calculator to work out the best loan for you
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size.
testWe'll show you how much you may be able to borrow
testView your personalised interest rate and monthly payments
testThere's no impact on your credit rating
Common questions
You can apply to borrow between £1,000 and £35,000.
Already bank with us online?
We may be able to give you an instant decision on your loan application. In this case (and subject to our final checks) your funds will be available the next working day.
Not registered for our online banking service?
We will send you an application pack within 3-7 days of completing the online application. Once you have completed and returned this pack to us, your loan funds will normally be available within 48 hours, provided your meet all of our credit requirements.