You can apply for a personal loan if:
testYou're 18 or over and an existing Ulster Bank current account customer
testYou are a UK resident
testYou haven't been declared bankrupt in the last 6 years
testYour loan request is for an acceptable purpose. Check here for unacceptable loan purposes
testYou haven't applied for a personal loan with us within the last 28 days
Our current Representative APR's
Representative 24.9% APR for loans of £1,000 - £2,950
Representative 19.9% APR for loans of £3,000 - £4,950
Representative 7.9% APR for loans of £5,000 - £7,450
Representative 3.4% APR for loans of £7,500 - £19,950
Representative 3.9% APR for loans of £20,000 - £25,000
Representative 6.2% APR for loans of £25,050 - £35,000
Before applying, please read our lending commitments, which outline our responsibilities and what we ask of you when borrowing from us.
How your information might be used
It’s important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
Begin your application
You'll need to sign up for Anytime Internet Banking with us in order to apply for a personal loan. The good news is that normally only takes around 5 minutes. Register for Anytime Internet Banking here.
Ready to apply?
Ulster Bank Limited. Registered in Northern Ireland. Registration Number R733 Registered Office: 11-16 Donegall Square East, Belfast BT1 5UB.