Financial Health Check | Premier Banking Manager - Ulster Bank

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Financial Health Check

Make the most of your money

See how it can help

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Get more direction with a Financial Health Check

We have a range of tools and products to help you organise your finances, as well as your Premier Banking team. Whether you want to set up a savings goal, work out a debt consolidation plan, or make the most of the mobile app, we're here to help.

Plan for your future

You have big plans, but aren't sure how to set them in motion. Our Premier Banking team are on hand to support you with your long term financial goals

Protect what matters most

Being able to protect your loved ones after you've gone is important to all of us. Our Premier Banking team could help you find the right cover to suit your needs. 

Make the most of your money

Consolidating your borrowing could help make money worries more manageable. Book an appointment with your Premier Banking Manager today to discuss your options.


Book your free Financial Health Check today.

Contact us
Premier Banking team

To qualify for Premier, you will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

 

Call 0345 301 5105

 

Lines are open Monday to Friday 9am-5pm excluding Bank Holidays. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

using the mobile app
Your Premier Banking team

Your Premier Banking Manager is your primary point of contact who you can speak to for professional financial support and assistance.

They will get to you and your plans to gain a deeper understanding of your particular needs. They're available at your convenience, at your home or place of business.

More about the team
What's your financial goal?

Thinking about retirement, want to reduce your debts or looking for help planning your next your holiday? See how we could help.

Manage your money

Protect your family’s inheritance 

Rising property prices could mean that more families are potentially liable for inheritance tax. Taking the time to review and organise your financial affairs in the right way could help your loved ones minimise this extra burden. A fee and terms may apply for this advice. 

 

Save for the future and your retirement

The value of your investments, and the income from them can go down as well as up. You may also not get back the full amount that you invest. But, it’s never too late to consider your long-term investment options and take steps to ensure a more financially secure old age.

 

Take control of your spending

Whether it’s credit card borrowing, a personal loan or car finance, many people face significant interest bills every month. But there are a number of steps you can take to help ensure you’re not paying more than you need to. Eligibility, criteria and fees may apply.

 

Our Financial Health Check service is free and available as often as you want. Contact your Premier Banking team today and see how they can help.

Book a financial health check
Premier Banking team

To qualify for Premier, you will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

 

Call 0345 301 5105

 

Lines are open Monday to Friday 9am-5pm excluding Bank Holidays. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

Save or investing

Remember the value of investments can go down as well as up, your capital is at risk. Eligibility criteria, fees and charges apply.

 

Plan ahead to cover education costs

The cost of higher education has soared in recent years because of increased tuition fees. But by putting a savings plan in place at an early age, parents can help their children cover the expense.

 

Safeguard your family's future

Your children are likely to welcome your support in many aspects of their adult lives, from property to pensions. Why not book an appointment and see how your Premier Banking Manager can help you plan?

 

Managing your investments

With the growing number of ways you can start investing – from ISAs to pensions – it's worth doing some homework before jumping in. There’s a wealth of information available to help you work out the right investment strategy.

 

If you would like to discuss saving or investment options in more detail, book a health check with a Premier Banking Manager today.

Get in touch
Premier Banking team

To qualify for Premier, you will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

 

Call 0345 301 5105

 

Lines are open Monday to Friday 9am-5pm excluding Bank Holidays. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

Property plans

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

 

How to get started with buy to let

For many, becoming a landlord has proven to be a solid investment option as the UK property market has boomed. But there are a number of potential pitfalls you need to be aware of when making a start in buy to let.


Pay off your mortgage earlier

For many households, their biggest monthly expense is their mortgage repayment. Paying off your debt earlier than scheduled could leave you with extra cash every month – but could also save you a large amount of interest.

 

Help your children get on the property ladder

Young people are increasingly turning to their parents for financial assistance in buying their first home. Your Premier Banking Manager is on hand to help find a way that best suits your needs, book an appointment today.

 

Property plans can be complex, but the banking bit shouldn't be. Your Premier Banking team are here to help make the process easier.

Talk to us
Premier Banking team

To qualify for Premier, you will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

 

Call 0345 301 5105

 

Lines are open Monday to Friday 9am-5pm excluding Bank Holidays. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

Going on holiday

Top tips to help you with your travel plans

From ordering foreign currency to information on using your cards abroad, we've got you covered. Check out our handy hints and tips for planning (and enjoying) your holiday.

 

Get the most from your packaged account benefits

Are you taking advantage of any  extra benefits your current account has to offer? Check before you book and you could get discounts on travel cover, competitive rates on foreign currency and great deals on package holidays.

 

For help with more adventurous travel plans or for making that dream holiday a reality. Book an appointment with Premier Banking Manager today.

Get in touch
Premier Banking team

To qualify for Premier, you will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

 

Call 0345 301 5105

 

Lines are open Monday to Friday 9am-5pm excluding Bank Holidays. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

Common questions
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Icon expand How will a Financial Health Check benefit me?

Whether you are looking to action a specific need or simply want the peace of mind that your finances are in good shape the financial health check will do the job.

  • The free financial health check service is a review with one of our Premier Banking Managers, over the phone or face to face.
  • The discussion will be focused around your needs and goals (we can also address any concerns you may have)
  • We will consider all areas of your finances aimed at helping you make informed decisions about what you feel is right for you
  • We will try and save or make you money where possible to ensure the things most important to you are adequately protected
  • If it turns out you either need or want more specialist help, we can refer you to other specialist team members as required
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Icon expand Do I have to be a Ulster customer to get a Financial Health Check?

Not at all. If you would like to chat to one of our Premier Banking team, and find out how we could help you make the most of your money, please get in touch today. You can book an appointment in branch or over the phone.

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Icon expand How can my Premier Banking Manager help me?

 
Your Premier Banking Manager is on hand to help:
 
  • Review your financial goals and help you achieve them 
  • Introduce you to a team of financial specialists who can help you create a long term investment strategy, a plan for retirement and much more
  • Give you access to a range of exclusive products and services
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Icon expand Do I need to bring anything with me to the Health Check?

To help us get the most from it, we would really appreciate if you could bring the following to your appointment:

  • Your smartphone and/or tablet devices. We will show you how to make the most of your banking with these, so make sure you know your log in details for your app store
  • Details of any banking you have elsewhere such as current accounts and savings
  • Your most recent mortgage statement or any loan or credit card statements you have
  • Details of the protection you have in place for you, your family and your home
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Icon expand How often should I meet my Premier Banking Manager?

Your Premier Banking Manager and support team are available for you and you can decide how you want to make use of them. If extra time is needed a follow-up can be arranged.

We recommend that you catch-up at least once a year but you can contact your Premier Banking Manager at any time.

They will also keep you informed whenever there are changes to your existing products or we introduce new features which could benefit you.

 

Premier Banking We're here to help
Talk to us
Premier Banking team

To qualify for Premier, you will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

 

Call 0345 301 5105

 

Lines are open Monday to Friday 9am-5pm excluding Bank Holidays. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

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