Savings - Personal Banking | Ulster Bank

An instant access savings account. Access your savings online, by phone, via the app or in branch

Saving to buy your first home? Open a Help to Buy: ISA and the UK Government will boost your savings by 25%

You want tax-free savings within the annual limit and want instant access to your money

Loyalty Saver

AER/Gross p.a. (variable):

• 0.20% for balances between £1 - £24,999
• 0.30% for balances between £25,000 - £99,999
• 0.35% for balances over £100,000

Interest paid annually

Help to Buy: ISA

AER/Tax-free p.a. (variable):

• 2.50% AER (variable) on all balances
• 2.47% tax free (variable) 

Interest paid monthly

Cash ISA

AER/Tax-free p.a. (variable):

• 0.35% for balances between £1 - £24,999
• 0.85% for balances over £25,000

Interest paid annually on last business day in October.
 

Make the most of your £20,000 ISA allowance and give your savings a tax-free lift.

You don’t need to make a deposit to open an account - however you can start saving as soon as your account is opened 

There's no minimum deposit to open. You can save up to £1,200 in the first calendar month of funding and then up to a maximum of £200 a month

You don’t need to make a deposit to open an account - however you can start saving as soon as your account is opened 

• Available to UK residents aged 18+
• Withdraw up to £20,000 per day in online banking, or £10,000 per day over the phone. You can also withdraw money from branch, for large amounts you'll need to contact the bank first

• Available to first time buyers aged 16 or over who are UK residents and have never owned a residential property or any interest in land in or outside the UK

• Available to UK residents aged 16+
• Save up to £20,000 for the 2019/2020 tax year
• You can only pay into (subscribe to) one cash ISA in any tax year
• Transfers in allowed, bring all your ISAs together to one place