Savings - Personal Banking | Ulster Bank

Access your savings online, by telephone or in the app

An instant access savings account. Access your savings online, by phone, via the app or in branch

Saving to buy your first home? Open a Help to Buy: ISA and the UK Government will boost your savings by 25%

You want tax-free savings within the annual limit and want instant access to your money

eSavings

Earn 1.25% AER/Gross p.a. (variable) for balances up to £5,000,000

Interest paid monthly

Loyalty Saver

AER/Gross p.a. (variable):

• 0.01% for balances between £1-£49,999
• 0.05% for balances over £50,000

Interest paid annually

Help to Buy: ISA

AER/Tax-free p.a. (variable):

• 2.00% AER (variable) on all balances
• 1.98% tax free (variable) 

Cash ISA

AER/Tax-free p.a. (variable):

• 0.05% for balances under £24,999
• 0.50% for balances £25,000+

Interest paid monthly

You don’t need to make a deposit to open an account - however you can start saving as soon as your account is opened 

You don’t need to make a deposit to open an account - however you can start saving as soon as your account is opened 

There's no minimum deposit to open. You can save up to £1,200 in the first calendar month of funding and then up to a maximum of £200 a month.

You don’t need to make a deposit to open an account - however you can start saving as soon as your account is opened 

• Available to UK residents aged 18+
• As an online only account, you'll need another bank account to transfer money in from and out to. This could be with Ulster Bank or another bank provider 

• There are daily limits on the amounts you can withdraw, for more information click here

• Available to UK residents aged 18+
• Withdraw up to £20,000 per day in online banking, or £10,000 per day over the phone. You can also withdraw money from branch, for large amounts you'll need to contact the bank first

• Available to first time buyers aged 16 or over who are UK residents and have never owned a residential property or any interest in land in or outside the UK

• Available to UK residents aged 16+
• Save up to £20,000 for the 2017/18 tax year
• You can only pay into (subscribe to) one cash ISA in any tax year
• Transfers in allowed, bring all your ISAs together to one place