Savings - Personal Banking | Ulster Bank

Instant access savings account

An instant access savings account. Access your savings online, by phone, via the app or in branch

Interest AER

AER/Gross p.a. (variable):

• 0.20% for balances between £1 - £24,999
• 0.30% for balances between £25,000 - £99,999
• 0.35% for balances over £100,000

Interest paid annually

Deposit needed to open the account

You don’t need to make a deposit to open an account - however you can start saving as soon as your account is opened 

• Available to UK residents aged 18+
• Withdraw up to £20,000 per day in online banking, or £10,000 per day over the phone. You can also withdraw money from branch, for large amounts you'll need to contact the bank first

Instant access tax-free savings account

You want tax-free savings within the annual limit and want instant access to your money

Interest AER

AER/Tax-free p.a. (variable):

• 0.35% for balances between £1 - £24,999
• 0.85% for balances over £25,000

Interest paid annually on last business day in October.

Deposit needed to open the account

You don’t need to make a deposit to open an account - however you can start saving as soon as your account is opened 

• Available to UK residents aged 16+
• Save up to £20,000 for the 2019/2020 tax year
• You can only pay into (subscribe to) one cash ISA in any tax year
• Transfers in allowed, bring all your ISAs together to one place