Savings - Personal Banking | Ulster Bank

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Help to Buy: ISA applications


We are no longer accepting Help to Buy: ISA applications, if you have applied before 5pm 30th November, we're working hard in the background and you'll hear back from us in up to 2 weeks. 

If you didn't have time to apply, we could still help you save for the things you love. Scroll to learn more about our savings accounts.

Compare our online savings accounts

Instant access savings account

An instant access savings account. Access your savings online, by phone, via the app or in branch

Full details & apply

Interest AER

AER/Gross p.a. (variable):

  • 0.20% for balances between £1 - £24,999
  • 0.30% for balances between £25,000 - £99,999
  • 0.35% for balances over £100,000

Interest paid annually

Deposit needed to open the account

You don’t need to make a deposit to open an account - however you can start saving as soon as your account is opened 


Key conditions and limitations
 
  • Available to UK residents aged 18+
  • Withdraw up to £20,000 per day in online banking, or £10,000 per day over the phone. You can also withdraw money from branch, for large amounts you'll need to contact the bank first

Instant access tax-free savings account

You want tax-free savings within the annual limit and want instant access to your money

Full details & apply

Interest AER

AER/Tax-free p.a. (variable):

  • 0.35% for balances between £1 - £24,999
  • 0.85% for balances over £25,000

Interest paid annually on last business day in October.

Deposit needed to open the account

You don’t need to make a deposit to open an account - however you can start saving as soon as your account is opened 


Key conditions and limitations
 
  • Available to UK residents aged 16+
  • Save up to £20,000 for the 2019/2020 tax year
  • You can only pay into (subscribe to) one cash ISA in any tax year
  • Transfers in allowed, bring all your ISAs together to one place

 

Lady using a laptop
Add your signposting title here… Managing your savings account

You can withdraw money by online transfer, on the mobile app or through telephone banking.

You will need a card and a card reader to transfer money from your account. If you don’t have these they can be ordered online through Anytime Internet Banking. Your card reader must be enabled in order to transfer money from your account. It can be enabled online through Anytime Internet Banking.

Please note there are daily limits on the amount of money that can be transferred out of your account online, through telephone or mobile banking. Here is more information on the current daily limits and how to withdraw amounts in excess of the daily limits, for more information contact Anytime Telephone Banking.

Register for Anytime Banking

Managing your existing savings accounts

Financial Services Compensation Scheme

Your eligible deposits with Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. 

 

Find out more  about the scheme and how it protects your money.

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