Savings - Personal Banking | Ulster Bank

Compare our online savings accounts

This provides a comparison of all our savings accounts you can apply for today online, we do offer other savings accounts that may better suit your needs that can be opened in branch - for more details see below.
 

eSavings

A simple savings account you can only open online

Full details & apply

Loyalty Savings

Instant access savings account

Full details & apply

Help to Buy: ISA

A helping hand towards your first home

Full details & apply

Cash ISA

Instant access tax-free savings account 

Full details & apply
Decide if it’s right for you

Access your savings online, by telephone or in the app

An instant access savings account. Access your savings online, by phone, via the app or in branch

Saving to buy your first home? Open a Help to Buy: ISA and the UK Government will boost your savings by 25%

You want tax-free savings within the annual limit and want instant access to your money

Interest AER

eSavings

Earn 1.25% AER/Gross p.a. (variable) for balances up to £5,000,000

Interest paid monthly

Loyalty Saver

AER/Gross p.a. (variable):

  • 0.01% for balances between £1-£49,999
  • 0.05% for balances over £50,000

Interest paid annually

Help to Buy: ISA

AER/Tax-free p.a. (variable):

  • 2.00% AER (variable) on all balances
  • 1.98% tax free (variable) 
 

Interest paid monthly

Cash ISA

AER/Tax-free p.a. (variable):

  • 0.05% for balances under £24,999
  • 0.50% for balances £25,000+

Interest paid monthly

Deposit needed to open account

You don’t need to make a deposit to open an account - however you can start saving as soon as your account is opened 

You don’t need to make a deposit to open an account - however you can start saving as soon as your account is opened 

There's no minimum deposit to open. You can save up to £1,200 in the first calendar month of funding and then up to a maximum of £200 a month.

You don’t need to make a deposit to open an account - however you can start saving as soon as your account is opened 

Key conditions and limitations
  • Available to UK residents aged 18+
  • As an online only account, you'll need another bank account to transfer money in from and out to. This could be with Ulster Bank or another bank provider 
  • There are daily limits on the amounts you can withdraw, for more information click here
  • Available to UK residents aged 18+
  • Withdraw up to £20,000 per day in online banking, or £10,000 per day over the phone. You can also withdraw money from branch, for large amounts you'll need to contact the bank first
  • Available to first time buyers aged 16 or over who are UK residents and have never owned a residential property or any interest in land in or outside the UK
  • Available to UK residents aged 16+
  • Save up to £20,000 for the 2017/18 tax year
  • You can only pay into (subscribe to) one cash ISA in any tax year
  • Transfers in allowed, bring all your ISAs together to one place
Lady using a laptop
Add your signposting title here… Managing your savings account

You can withdraw money by online transfer, on the mobile app or through telephone banking.

You will need a card and a card reader to transfer money from your account. If you don’t have these they can be ordered online through Anytime Internet Banking. Your card reader must be enabled in order to transfer money from your account. It can be enabled online through Anytime Internet Banking.

Please note there are daily limits on the amount of money that can be transferred out of your account online, through telephone or mobile banking. Here is more information on the current daily limits and how to withdraw amounts in excess of the daily limits, for more information contact Anytime Telephone Banking.

Register for Anytime Banking

Managing your existing savings accounts

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