No card reader, no problem!
Send money instantly without using a card reader through our mobile and tablet apps
Our mobile app is available on most smartphones to customers registered for Anytime Internet Banking who have a UKor international mobile number in specific countries.
You can use the app to make daily payments of up to £250 securely and to someone you have never paid before simply by using their account details and 'Pay Someone New'.
There is no need to rummage around for your card reader or log into online banking.
Simply log in to your mobile or tablet app, choose the Payments option when viewing your account and select 'Pay Someone New'.
Send money using a mobile number
Icon expand Does the person you are paying have the Ulster Bank NI, NatWest or RBS mobile app?
Don't have someone’s bank details? You can pay anyone who has the Ulster Bank, NatWest or RBS mobile app using just their mobile number. The person will receive the money in their account instantly.
Icon expand Is the person you are paying with another bank?
Don't have someone's bank details and they are with another bank? If the person you are paying is registered with Paym the money will be in their account instantly. After you enter the person's phone number we will let you know if they are registered with Paym or not.
We love our Get Cash feature because it allows us to withdraw money even if you have forgotten your bank card.
But did you know that you can use Get Cash as a means to send money to others?
When you request a Get Cash code from within our mobile app you have the option to text the code to a phone number of your choice. So you could send the code to a friend or family member who is near an Ulster Bank NI, NatWest, RBS Scotland, EasyCash or Tesco cash machine and they can withdraw up to £130 instantly, without needing a debit card.