Payments on Mobile - Ways to Bank | Ulster Bank Northern Ireland

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Man with finger on a mobile phone

No card reader, no problem!

Send money instantly without using a card reader through our mobile and tablet apps

Our mobile app is available on most smartphones to customers registered for Anytime Internet Banking who have a UKor international mobile number in specific countries.

Make a payment using someone's account details

You can use the app to make daily payments of up to £250 securely and to someone you have never paid before simply by using their account details and 'Pay Someone New'.

There is no need to rummage around for your card reader or log into online banking.

Simply log in to your mobile or tablet app, choose the Payments option when viewing your account and select 'Pay Someone New'.

Important Information
Move Money when it suits you Payments and Transfers

Pay someone securely without a card reader up to £250
You can now pay someone new up to £250 using an account number and a sort code. No need to set up a new payee in Online Banking or rummage around for your card reader.

Important information

- The payment details will not be saved.

- You must be aged over 16 and have available funds to send from your account (including any overdraft facility)

- There is a maximum limit of £250 payments per working day, which is separate from daily withdrawal and Get Cash limits. You can make up to 4 payments per working day.

You can also use 'Pay someone new' to search our list of companies to pay low value bills.  

'Pay somne new' is available on Android, iPhone and iPad.


Paying a person from your list of saved payees

You can also make payments to anyone from your list of payees, whose details you have saved within Online Banking. Just select 'Payments' and scroll through the names to select the correct person, type the amount and click send. The money will leave your account instantly!

Please note that to make payments to your saved payees within the mobile app you will need to make the first payment to that person through Online Banking using your card reader.



Moving money between accounts
We’ve made transferring money on the app really easy. Open it up, choose the account you want to move money from, select the Transfers option and then choose which of your accounts you want to transfer the money to. Type the amount and let us take care of the rest.

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Send money using a mobile number

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Icon expand Does the person you are paying have the Ulster Bank NI, NatWest or RBS mobile app?

Don't have someone’s bank details? You can pay anyone who has the Ulster Bank, NatWest or RBS mobile app using just their mobile number. The person will receive the money in their account instantly.

How to use Pay Your Contacts
Payments Pay Your Contacts

Paying money with a mobile number is simple. Open your Mobile app, click on the ‘Pay Your Contacts’ option, enter their mobile number, the amount you want to pay them and add a personal message. The person will receive the money instantly.

Some important information

Pay Your Contacts lets you send money to anyone with a UK mobile number and has an Ulster Bank, NatWest or RBS Mobile Banking app. You must have available funds to send from your account (including any overdraft facility). There is a maximum payment of £250 a day, which is separate from daily withdrawal and Get Cash limits.

Pay Your Contacts is available for Ulster Bank customers on Android and iPhone.

Get the app
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Icon expand Is the person you are paying with another bank?

 

Don't have someone's bank details and they are with another bank? If the person you are paying is registered with Paym the money will be in their account instantly. After you enter the person's phone number we will let you know if they are registered with Paym or not.

More about Paym
Now your friends can send you money Paym

Now it’s easy for friends to send you money – even if they’re a customer with a different bank.

All you need is Paym. It’s a service that’s available to customers of most of the UK’s leading banks and building societies.

How does it work?

To use Paym, you need to register using the latest version of the Mobile Banking app. Open the app and select Paym from the menu. You’ll find all the registration details there.

Paym is available on most personal accounts and the list of eligible accounts will show during the registration process. When registering you need to select the account in which you wish to receive payments.

After you’ve registered, your friends just need to use their bank’s own mobile app to send you money using Paym.

They don’t need to know your account number or sort code. All they need is your name and mobile phone number and they’ll be able to send money to your account.

Get the app Paym Terms & Conditions
Did you know that you can also send money with Get Cash?

We love our Get Cash feature because it allows us to withdraw money even if you have forgotten your bank card.

But did you know that you can use Get Cash as a means to send money to others?

When you request a Get Cash code from within our mobile app you have the option to text the code to a phone number of your choice. So you could send the code to a friend or family member who is near an Ulster Bank NI, NatWest, RBS Scotland, EasyCash or Tesco cash machine and they can withdraw up to £130 instantly, without needing a debit card.

Important information
Forgotten your bank card... Get Cash

We love Get Cash, our award-winning feature that lets you withdraw money without using your bank card. We think you will, too. It’s perfect for those times when you need small amounts of cash but don’t have your wallet or purse to hand. Get Cash is another way our Mobile app makes your everyday banking easier.

How does it work?

Get Cash couldn’t be simpler. Use the Mobile app to quickly select the amount of money you’d like to withdraw. We’ll provide you with a secure code that stays valid for three hours and can be used to withdraw the money at any Ulster Bank Northern Ireland, NatWest, RBS Scotland, EasyCash, or Tesco cash machine. Use the secure code yourself, or text it to someone else. You can use this service up to twice a day, but can only have one cash code at a time.

What you need to know:

Get Cash only allows a maximum withdrawal limit of £130 per day

• The amount requested must be within the daily withdrawal limit for your debit card

• There is a maximum limit of two Get Cash withdrawals a day – and only one cash code can be provided at a time

• You must have at least £10 available funds to withdraw from your account (including any overdraft facility).

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