urfirst Savings Account
Our savings account for children
Available to customers aged under 18, resident in the UK. Terms and conditions apply.
Every penny counts, so open an account with just £5
Upon turning 12, your child can access their money with no notice required
Book an appointment at your nearest branch. Bring the appropriate documentation and your account will be opened.
Free Henri Moneybox
Open a urfirst Savings Account and your child will receive their very own Henri Moneybox to help get them saving!
Henri Moneyboxes are suitable for children aged 3+ and are limited to one per every new account-holder based in Northern Ireland.
The need to knows
Children over 12 years can open the account themselves. If under 12, a relative or friend over 18 can open the account and only a parent or guardian will have access to the money. We need proof of ID and address for you and the child you're opening the account for.ID for the child can be a passport, birth certificate or medical card. Proof of address for a parent or guardian can be used as proof for the child provided surname and address are the same.
| Interest Rate | |
|---|---|
| Account: | urfirst Savings Account |
| Gross/AER % (variable): | 0.85 |
Interest is paid on the last business day in October
Gross Rate : This means the interest rate you are paid without the deduction of income tax.
Henri Hippo is back to help your kids save just like you did. Download our free learning resources below to help start the saving habit.
Savings chart
Calculate your savings and watch them grow on our printable wall chart!
Money counting game
All this money stuff is hard work, so take a break and have some fun!
Print out fun stuff
MoneySense
Our MoneySense AT HOME website is designed to help parents talk to their families about money, providing tips and practical exercises on budgeting, managing debt and getting value for money.
Your eligible deposits with Ulster Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
Please click here (84 KB PDF) for further information or visit www.fscs.org.uk.