Instant Access Accounts - Accounts & Services - Business Banking | Ulster Bank

Instant access accounts

Access to your savings when it suits you

Bonus Access account

The Bonus Access Account provides access to your funds with the added benefit of conditional quarterly bonus interest payments.

Key benefits

  Instant access - no notice required for withdrawals

  Interest & bonus interest can either be paid into this account or another Ulster Bank account held in the same account name

  Rates are tiered so the more you save the more you earn

  No limits on withdrawals

  Account can be viewed on Bankline

View rates

Key features

  Min balance £1, maximum £5m

  Interest calculated daily and paid quarterly*

  Available to Micro and Small to Medium Enterprises as defined by EU.

*Bonus interest is calculate daily and paid quarterly in quarters where no more than one withdrawals made in that quarter. Bonus interest payments are contingent on your account remaining open for the full quarter. For details of quarterly period dates, refer to Business Banking Terms and Conditions below.

Important Information

For further information on all of our savings accounts please read and save a copy of:

Business Banking Terms and Conditions

Add your signposting title here… Liquidity Select

At Ulster Bank we believe in offering competitive interest rates and innovative instant access solutions to help you manage your business cashflow. Liquidity Select is an account for large businesses that helps you maximise return on surplus cash.


   Tailored rates based on deposit amount.


   Minimum balance of £250k is required.

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Instant access Liquidity Manager

Liquidity Manager lets you earn credit interest whilst having instant access to your funds. This account can help you to maximise returns on your surplus cash and manage your day to day liquidity requirements.

Key benefits

  Instant access to funds

  No limit to the number of withdrawals

  Account can be viewed on Bankline

  Rates are tiered so the more you save the more you earn

View rates

Key features

  No penalties for withdrawals

  Min balance of £1 applies

  Interest is calculated daily and paid monthly

Your eligible deposits with Ulster Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

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or if calling from abroad, 0044 2890 538459

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