Our hassle-free bank account for your further studies
Available to UK residents aged 18 or over, in a full-time third level course which lasts at least two and no longer than five years. Lending criteria, terms and conditions apply.
At a glance
What do you get with your bank account?
Forgotten your debit card? Withdraw cash from our ATMs using our mobile app (limits apply). Find out more.
Pick up commission-free foreign currency at your local Ulster Bank branch before you travel.
Interest free arranged overdraft of up to £1000 (more for certain degrees, subject to credit review & approval).
To find out more on our student overdraft or to request a change to your existing limit, see our student overdrafts page.
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What do I need to open a student bank account?
If you don't bank with us already we will need three things from you to open a Student Account:
- proof of student status
- proof of your identity
- proof of your address
What happens when I graduate?
In the month of July in the year of your graduation, subject to our assessment of your financial position, we will change your Student Account to a Graduate Account. We will write to you at least 60 days before we do this at which time we will provide you with up to date copies of 'Personal Banking terms and conditions' (PDF) and 'A guide to personal accounts fees and interest' (PDF).
Find out more on our Graduate Account.
Protecting your money
Your eligible deposits with Ulster Bank are protected up to a total of £75,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.