HCC - overdraftcalculator

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  • To find out

    the type of bank account you have, login to Anytime Banking. On the Account Summary page, look for a button that says View Account Details.

    Or, you can compare our bank accounts to find out more information

  • £
    Min: 0 Max: 5000
    £
    Min: 0 Max: 6000
    Click here

    if you're a customer and need to find out your overdraft limit.

  • Min: 0 Max: 31

    If you’re unsure, login to Anytime Banking and look at your statement. You can always change this later.

  • Account
    Select
  • Overdrawn amount £550
  • Arranged overdraft £500
  • Days in overdraft 5
Edit
  • £
    Min: 0 Max: 6000
  • £
    Min: 0 Max: 5000
  • Min: 0 Max: 31
Hide
Total cost
£37.75
  • Arranged overdraft
  • £1.75 interest for5 days
  • Unarranged overdraft
  • £30.00 each day for5 days, up to the maximum of £72 per month. For more information see our unarranged overdraft costs below.

Your charges are:

£6.58
  • Arranged overdraft
  • £0.44 interest for36.00 days
  • Unarranged overdraft
  • £36.00 each day for 6 days, up to the maximum of £72 per month. For more information see our unarranged overdraft costs below.

With an increased Arranged Overdraft, this could be reduced to:

£6.58
  • Arranged overdraft
  • £0.58 interest for6 days

You could save:

£35.86

per month by increasing your Arranged Overdraft

With an Unarranged overdraft,
your charges are:

£6.58
  • Unarranged overdraft
  • £36.00 each day for6 days, up to the maximum of £72 per month. For more information see our unarranged overdraft costs below.

With an Arranged overdraft,
this could be reduced to:

£6.58
  • Arranged overdraft
  • £0.44 interest for6 days

You could save:

£29.56

per month with Arranged Overdraft

If you have a Select Account with an arranged overdraft limit of £1,200 and you use all of this, you will be charged arranged overdraft interest at 19.89% EAR (variable) and a monthly Arranged Overdraft Usage Fee of £6.

Important Information

Overdrafts are only available to eligible customers with a NatWest current account aged 18 or over.



All costs shown are for illustrative purposes.

What Next?

Unfortunately you have gone over your overdraft limit, so you will be charged for an Arranged as well as an Unarranged Overdraft. Why not increase your overdraft limit? It is easy to do and can offer you greater financial flexibility.

When will I be charged? Emotional statement...

You pay overdraft fees 21 days after we issue your statement. For example, if your statement is issued on the 1st of the month you will be charged on the 22nd. This is the same day your account fees will go out. Please note: the charge might be higher if you’re overdrawn over 2 charging periods.

Add your signposting title here… What is an Unarranged Overdraft?

When you spend more money than you have in your current account and haven't agreed an Arranged Overdraft limit beforehand, or gone over your existing Arranged Overdraft.

We won’t charge you more than £80 in a monthly charging period for an unarranged overdraft or any unpaid transactions.

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