Mortgages, Bank Accounts, Loans & Savings | Ulster Bank Northern Ireland


Coronavirus Support

If you are concerned about being impacted financially or being unable to get to the bank, we are here to support you.

Guidance and support

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Kickstart your home project

You could borrow between £7,500 - £19,950 at our rate of

Representative 3.9% APR.

Other loan amounts available at alternative rates. Our rates depend on your circumstances
and loan amount and may differ from the Representative APR. Available to existing
Ulster Bank current account customers aged 18+ who reside in the UK.

Apply for a loan

Simplicity of switching your current account

Want to keep your banking all in one place?  It only takes 7 days and your Direct Debits will be moved over, and all the tricky admin bits will be covered.

View our range of accounts

To apply you must be 18+ and a UK resident. Specific account eligibility applies.

Help Stop the Scammers

Keep an eye on your spending this Protect yourself and your hard earned money by being alert about how criminals might target you.

Before you make ANY payment think twice about who you're sending money to, and if you're buying items online always use a trusted way to pay like your debit or credit card, PayPal, Google or Amazon.

Watch out when buying anything from social media or online market places - check out the seller's reviews. And, if it sounds 'too good to be true', it probably is.

If you've got doubts about who you are handling over your money to - don't!

Find out more
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Could you pay less interest with a balance transfer?

Our Balance Transfer credit cards could help you pay less interest on your current balance which could help you repay your balance quicker too.

  • Balance Transfer credit card
    Representative 19.9% APR (variable)
  • Longer Balance Transfer Card
    Representative 19.9% APR (variable)
Compare credit cards

Balance transfer fees apply. Balance transfers are limited to 95% of your available credit limit, minimum £100 transfer. Available to existing Ulster Bank current account, credit card, mortgage or savings customers who are UK residents, 18+ and earning at least £10k per year.

Proposed Business Transfer

We’re going to ask the High Court in Belfast for permission to transfer the business of Ulster Bank Limited to NatWest.

To make these changes we're using a Banking Business Transfer Scheme.

There will be no change to your banking services.

Find out what it means

Independent service quality survey results - Personal current accounts

Published August 2020

As part of a regulatory requirement, an independent survey was conducted to ask customers of the 9 largest personal current account providers if they would recommend their provider to friends and family.

See full results in more detail (PDF 629KB)
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