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Looking for a mortgage you can live with?

Get in touch

Lending criteria, terms and conditions apply. Over 18s only and Northern Ireland residents only. Mortgaged property must be in Northern Ireland. Security and buildings insurance required.

What makes an Ulster Bank mortgage different?

Our fixed rate mortgages are at their lowest ever

We offer the same great rates to new and existing customers so when you’re fixed term ends, you can choose the best deal to suit your circumstances

We're the only provider of 7 year fixed rate mortgages in Northern Ireland

When you choose a mortgage with us, you’ll also get free mortgage valuation fees

When you switch your mortgage to us we offer free legal fees if you use our nominated solicitors

Many of our branches are open for mortgage appointments on Saturday mornings

Let us help you find a mortgage you can live with
That's a mortgage you can live with


Why choose us?

Quick initial decision

When you speak with a customer adviser, we could let you know within 10 minutes if we could lend to you. We will just need some details of your income and commitments from you to help with our decision.

Find out more about our Intention to Lend Letter

Appointment times to suit you

We're ready to meet you at a time and branch that suits you, many branches are open on Saturdays.

Getting started is easy

Tools and calculators

Use our mortgage calculators to find out how much you could borrow and find a mortgage to suit you. Also see you much you could save if you make an overpayment.

The Money Advice Service's monthly budget calculator can help you see how much you could trim your spending and start saving for your new home.

This link is to a non Ulster Bank website. Ulster Bank is not liable for the accuracy of the information provided on this website.

Helpful guides

Family on sofa Buying a home

Our step-by-step guide to help you buy your new home.

Couple in branch with mortgage adviser Application process

Our step-by-step guide to the mortgage application

Mother & daughter working at desk Common questions

Answers to questions we are asked most often about mortgages.

Row of terrace houses Jargon buster

A list of key terms and phrases we'd like to help you understand.


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