Mortgages - Personal Banking | Ulster Bank

Couple on sofa with triples

Help for the home makers

We could help you find your perfect mortgage

Request a call back from a mortgage adviser

Your home may be repossessed if you do not keep up repayments on your mortgage.


Ulster Bank mortgages are available for over 18s.

Getting started is easy

Before you start looking for a house, you need to know how much you can borrrow.

Find out how much you could borrow

Find out what your repayments are likely to be and whether there are any additional fees or repayment charges.

Take a look at our mortgage rates

You can apply in branch or over the phone. Take a look at the options and find out what's best for you.

How to apply for a mortgage
Help for what matters...

Same great rates for all customers

We offer the same great mortgage rates to new Ulster Bank customers and to our existing customers so when you’re fixed term ends, you can choose the best deal to suit your circumstances

Product fees may apply


Flexible mortgage

Help anytime - flexible mortgage appointments to suit your needs


We'll pay your mortgage
valuation fee

When you choose a mortgage with us, we'll pay the mortgage valuation fee

Exclusions may apply


Set Tab for lightbox