Savings - Personal Banking | Ulster Bank

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Find a home for your savings

Find out about the Personal Savings Allowance

Compare our savings accounts

Choose from a collection of straight forward savings accounts and make the most of your money



Cash ISA

Loyalty Saver 

Easy Access Savings 

Fixed Term Deposit

Money Desk Deposit

Who can apply? UK residents aged 16 or over

Anyone over 18 You must be resident in the UK to apply online or over the phone

UK residents aged 18 or over UK residents aged 18 or over UK residents aged 18 or over
Where do I apply?


Online, Telephone,  Branch


Online, Telephone, Branch


Online, Telephone, Branch Online & Telephone applications available to Anytime Banking customers in sole name Branch
Is there a minimum amount to open? £1 £1 £1 £10,000 £2,500
How do I access my savings?* Online, Telephone,  Branch Online, Telephone, Branch Online, Telephone, Branch Access at term maturity Access at term maturity
When is interest paid? Annually on the last business day in October Annually on the first business day in January Annually on the last business day in October At end of agreed term At end of agreed term
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*Remember you will need to register for Anytime Banking to access your funds and manage your account online or over the telephone. If you do not register for Anytime Banking you can manage your account through the branch network. When you are making a transfer through Anytime Internet & Telephone Banking, the limits will be advised to you. Anytime Banking is available to those aged 11 and over with an eligible account. Some services may not be available on certain account types or to under 18s.

Help to Buy : ISA

With our new Help to Buy: ISA, when you purchase your first home the UK Government will pay you a bonus of 25% of your closing savings balance e.g. £50 for every £200. So you could get up to £3,000 towards your first home.

Find out more

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We'll help you save Savings at a glance

Need access to your savings quickly?

Why save into an ISA?

Ready to save over a longer period of time?

Your eligible deposits with Ulster Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here (84 KB PDF) for further information or visit

Please read before you apply

Please save / and or print a copy of the documents below

Need some help to decide?
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