Business Debit Card - Accounts & Services - Business Banking | Ulster Bank

Business Debit Card

Manage your everyday expenses

Features and benefits

  

 

 

Acceptance worldwide

Pay for items in over 30 million retail outlets and obtain cash at 1 million ATMs across 160 countries. Accepted wherever the Visa symbol is displayed. Please see our 'Fees and Charges' section below for more information.

 

Protection for your purchases

If you use your Visa Debit Card to purchase goods or services and they fail to arrive or are damaged, the service is not provided or the retailer has gone out of business, we may be able to help recover the payment if your attempts with the retailer have been unsuccessful.

  

 

Apply for my business debit card >


Note: You’ll need to complete all the relevant fields on the form. Once you’ve completed it, print it off and send it to the address on page 7.

We use Chip and PIN for face to face purchases. Through our fraud checking system we may ask the retailer to contact us by phone if we think someone else is trying to use your card.

 

Secure payments

 

Good news, we have enhanced our Ulster Bank Secure service (In association with verified by Visa). When shopping online you will no longer need to enter a password, most transactions will simply go straight through after being checked by the bank.

For some transactions you may be asked to enter a one time passcode online which we will send to you.  You can select whether you wish this passcode to be sent to your mobile, email address or via a voicemail to your landline.

Ulster Bank Secure provides you with additional protection when shopping online at participating merchants.

To ensure you can complete online purchases quickly it is essential that you keep your contact details up to date, so if verification is requested we can send you a one time passcode.

Fees and charges
Accordion

Icon expand Business Debit Card charges (inside the UK)

Transaction type

Charges*

Cash withdrawals
at a UK cash machine (ATM)   No Charge**
in any Ulster Bank / Royal Bank of Scotland / NatWest branch No Charge
in any other bank, travel agent, bureau de change
or other outlet displaying the VISA logo
Card fee of 2.25% of the transaction amount (minimum £2, maximum £5)
Purchase of foreign currency or travellers cheques***
in any Ulster Bank / Royal Bank of Scotland / NatWest branch Standard bank charges may apply
in any other bank, travel agent, bureau de change
or other outlet displaying the VISA logo
Card fee of 2.25% of the transaction amount (minimum £2, maximum £5) plus a non-sterling transaction fee of 2.65% of the transaction amount

 

*Standard current account transaction charges may apply as detailed in A Guide to Business Current Account Fees.

**We will not charge you for using your card at a cash machine (ATM) in the UK but other companies may charge a fee. You will be advised on screen about any charges before you withdraw cash.

***Standard commission rates apply.

Accordion

Icon expand Business Debit Card charges (outside the UK)

Transaction type

Charges*

Cash withdrawals
Card fee of 2.25% of the transaction amount (minimum £2, maximum £5) plus a non-sterling transaction fee of 2.65% of the transaction amount
Purchase of currency or travellers cheques** Card fee of 2.25% of the transaction amount (minimum £2, maximum £5) plus a non-sterling transaction fee of 2.65% of the transaction amount
Purchases (point of sale transactions) Card fee of £0.75 per transaction plus a non-sterling transaction fee of 2.65% of the transaction amount

 

*Standard current account transaction charges may apply as detailed in A Guide to Business Current Account Fees.

**Standard commission rates apply.

Accordion

Icon expand Foreign Exchange Rates

Daily debit card foreign exchange rates are set by Visa excluding cash withdrawals at an Ulster Bank, Royal Bank of Scotland or NatWest cash machine in the Republic of Ireland which are set by Ulster Bank.

The links below will transfer you to the Visa website and our Euro exchange rate tool to calculate indicative foreign exchange rates. Please note that currencies fluctuate everyday.

Visa daily foreign exchange rates
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General enquiries

Please call 0345 366 5592 (UK)

or if calling from abroad, 0044 2890 538459

Lines are open 8.30am - 5.30pm  Monday to Friday - Note calls may be recorded  Call charges

 

 

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