Mortgages, Bank Accounts, Loans & Savings | Ulster Bank Northern Ireland

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How much could I borrow?

Why not find out using our mortgage calculator. You can also see what it might cost you per month and compare our mortgage rates.

Mortgage calculator

Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Ulster Bank mortgages are available for over 18s.

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Kickstart your home project

You could borrow between £7,500 - £19,950 at our rate of

Representative 3.9% APR

Apply for a loan now

Other loan amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Available to existing Ulster Bank current account customers aged 18+ who reside in the UK.

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Banking made easy

If you simply want to check your balance in the comfort of your home or easily view your transactions, our app makes banking easy.

Get the app today
Get the Ulster Bank app
  1. To download our Ulster Bank app you will need a compatible iOS or Android device and a UK or international mobile number in specific countries.
  2. On your phone, navigate to the Apple App Store on your Apple phone or the Google Play store on your Android phone.
  3. Once you've opened the appropriate app store search for Ulster Bank NI.
  4. Select the app and tap install.

App available to personal and business banking customers aged 11+ using compatible iOS and Android devices and a UK or international mobile number in specific countries.

App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.

Looking to simplify your finances?

See what one of our Balance Transfer Credit Cards could do for you

  • Balance Transfer credit card: Representative 21.9% APR (variable)
  • Longer Balancer Transfer card: Representative 21.9% APR (variable)
Compare these cards

Balance transfer fees apply. Balance transfers are limited to 95% of your available credit limit, minimum £100 transfer. Available to existing Ulster Bank current account credit card, mortgage or savings customers who are UK residents, 18+ and earning at least £10k per year. NatWest Group transfers not permitted.

Brexit - what it means for you

Our number one priority is to serve and support our customers.  Find out more about how we can help with your Brexit banking queries.

Brexit Hub

Independent service quality survey results - Personal current accounts

Published February 2021.

As part of a regulatory requirement, an independent survey was conducted to ask customers of the 9 largest personal current account providers if they would recommend their provider to friends and family.

See full results in more detail (PDF 629KB)
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