Mortgages, Bank Accounts, Loans & Savings | Ulster Bank Northern Ireland

Apply for an arranged overdraft

Get more flexibility with
an Arranged Overdraft

So when you have an unexpected bill to pay or would like a safety net just in case, an Arranged Overdraft could help you keep it covered.

Apply for an Overdraft

Available to eligible Ulster Bank current account customers, UK residents aged 18 or over.  Lending criteria, terms and conditions apply.

Bank of England Base Rate increase


Learn more about the latest interest rate rise and see how it could affect you.

If you have a product with us, we've got useful tools and guides to help you understand your next steps.

What does it means for you?
The Ulster Bank Credit Card

Save money abroad

The Ulster Bank Credit Card has no foreign transaction fees on purchases abroad, no annual fee and no balance transfer fees.

Representative 9.9% APR (variable)

More about the credit card

To apply, you must be a UK resident, 18+ and earning at least £10K per year.

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Start doing more with one of our personal loans

Our personal loans are available for a variety of purposes. Borrow between £7,500 and £19,950 at our rate of Representative 3.4% APR.

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.

Find out more

Available to existing Ulster Bank current account customers over the age of 18 who reside in the UK.

Independent service quality survey results - Personal current accounts

Published August 2018

As part of a regulatory requirement, an independent survey was conducted to ask customers of the 16 largest personal current account providers if they would recommend their provider to friends and family.

See full results in more detail

Your eligible deposits with Ulster Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here (84 KB PDF) for further information or visit

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