Mortgages, Bank Accounts, Loans & Savings | Ulster Bank Northern Ireland

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Ulster Bank Rewards

Choose rewards on things that matter to you, because your loyalty matters to us.

Brought to you in partnership with Visa

Register today

To avail of Ulster Bank Rewards you must be a personal Visa Debit card customer over the age of 16 years and resident in the UK.

Great news - our app just got even better!

  • View pending transactions
  • Order replacements for lost or damaged Ulster Bank MasterCards
See what else is new

App available to Ulster Bank customers with a UK or international mobile number in specific countries. Payment limits apply.

Start doing more with one of our personal loans


Our personal loans are available for a variety of purposes. Borrow between £7,500 and £19,950 at our rate of Representative 3.4% APR.

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. 

Find out more

Available to existing Ulster Bank current account customers over the age of 18 who reside in the UK.

Set up an overdraft

Set up an Arranged Overdraft

Whether you have an unexpected bill to pay or would like a safety net just in case, an arranged overdraft could help you keep it covered.

How to set up an overdraft

To apply, you must be a UK resident, 18+ and have an eligible Ulster Bank current account. Subject to credit assessment. 

Independent service quality survey results - Personal current accounts

Published August 2018

As part of a regulatory requirement, an independent survey was conducted to ask customers of the 16 largest personal current account providers if they would recommend their provider to friends and family.

See full results in more detail (PDF 668KB)

Your eligible deposits with Ulster Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here (84 KB PDF) for further information or visit

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