Credit Cards - Personal Banking | Ulster Bank

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Credit cards

Introducing our range of credit cards

Balance Transfer credit card

 0% for 20 months from account opening on balance transfers made within the first 3 months, after which standard rates apply

 No fees to transfer a balance to this credit card

 0% on purchases for 3 months from account opening, after which standard rates apply

To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year

Representative Example                                                                                                       

Purchase rate

19.9%

p.a.(variable)

Representative APR

19.9%

(variable)

Credit limit

£1,200

Annual Fee

£0

Your actual credit limit and APR may vary depending on our credit assessment of you.

Compare and apply

Longer Balance Transfer Card

 0% for 28 months from account opening on balanace transfers made wihin the first 3 months, after which standard rates apply

 2.75% balance transfer fee applies

 0% on purchases for 3 months from account opening, after which standard rates apply

To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year

Representative Example                                                                                                       

Purchase rate

19.9%

p.a.(variable)

Representative APR

19.9%

(variable)

Credit limit

£1,200

Annual Fee

£0

Your actual credit limit and APR may vary depending on our credit assessment of you.

Compare and apply

The Ulster Bank Credit Card

 No foreign transaction fees on purchases

 A low rate on purchases

 No balance transfer fees

To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year.

Representative Example                                                                                                       

Purchase rate

9.9%

p.a.(variable)

Representative APR

9.9%

(variable)

Credit limit

£1,200

Annual Fee

£0

Your actual credit limit and APR may vary depending on our credit assessment of you.

Find out more and apply

Student credit card

A useful safety net for student life

Maximum credit limit of £500

Build a credit profile for future borrowing

To apply, you must be a UK resident aged 18+ and have an Ulster Bank Student Account.

Representative Example                                                                                                       

Purchase rate

18.9%

p.a.(variable)

Representative APR

18.9%

(variable)

Credit limit

£350

Annual Fee

£0

Your actual credit limit may vary depending on our credit assessment of you.

Find out more and apply
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Frequently asked questions

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