

Credit cards
Introducing our range of credit cards
Balance Transfer credit card
✔ 0% for 18 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
✔ No fees to transfer a balance to this credit card
✔ 0% on purchases for 3 months from account opening, after which standard rates apply
To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year
Purchase rate
19.9%
p.a.(variable)
Representative APR
19.9%
(variable)
Credit limit
£1,200
Annual Fee
£0
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Longer Balance Transfer Card
✔ 0% for 23 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
✔ 1.99% balance transfer fee applies
✔ 0% on purchases for 3 months from account opening, after which standard rates apply
To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year
Purchase rate
19.9%
p.a.(variable)
Representative APR
19.9%
(variable)
Credit limit
£1,200
Annual Fee
£0
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
The Ulster Bank Credit Card
✔ No foreign transaction fees on purchases
✔ A low rate on purchases
✔ No balance transfer fees
To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year.
Purchase rate
9.9%
p.a.(variable)
Representative APR
9.9%
(variable)
Credit limit
£1,200
Annual Fee
£0
Your actual credit limit and APR may vary depending on our credit assessment of you.
Student credit card
✔ A useful safety net for student life
✔ Maximum credit limit of £500
✔ Build a credit profile for future borrowing
To apply, you must be a UK resident aged 18+ and have an Ulster Bank Student Account.
Purchase rate
18.9%
p.a.(variable)
Representative APR
18.9%
(variable)
Credit limit
£350
Annual Fee
£0
Your actual credit limit may vary depending on our credit assessment of you.