Credit Cards - Personal Banking | Ulster Bank

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Credit cards

Introducing our range of credit cards

Balance Transfer credit card

 0% for 18 months from account opening on balance transfers made within the first 3 months, after which standard rates apply

 0.49% balance transfer fee applies

 0% on purchases for 3 months from account opening, after which standard rates apply

To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year

Representative Example                                                                                                       

Purchase rate

19.9%

p.a.(variable)

Representative APR

19.9%

(variable)

Credit limit

£1,200

Annual Fee

£0

Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.

Compare and apply

Longer Balance Transfer Card

 0% for 23 months from account opening on balance transfers made within the first 3 months, after which standard rates apply

 1.99% balance transfer fee applies

 0% on purchases for 3 months from account opening, after which standard rates apply

To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year

Representative Example                                                                                                       

Purchase rate

19.9%

p.a.(variable)

Representative APR

19.9%

(variable)

Credit limit

£1,200

Annual Fee

£0

Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.

Compare and apply

The Ulster Bank Credit Card

 No foreign transaction fees on purchases

 A low rate on purchases

 No balance transfer fees

To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year.

Representative Example                                                                                                       

Purchase rate

9.9%

p.a.(variable)

Representative APR

9.9%

(variable)

Credit limit

£1,200

Annual Fee

£0

Your actual credit limit and APR may vary depending on our credit assessment of you.

Find out more and apply

Student credit card

A useful safety net for student life

Maximum credit limit of £500

Build a credit profile for future borrowing

To apply, you must be a UK resident aged 18+ and have an Ulster Bank Student Account.

Representative Example                                                                                                       

Purchase rate

18.9%

p.a.(variable)

Representative APR

18.9%

(variable)

Credit limit

£350

Annual Fee

£0

Your actual credit limit may vary depending on our credit assessment of you.

Find out more and apply
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Frequently asked questions

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