The Ulster Bank Credit Card - Credit Cards | Ulster Bank

You can request a balance transfer as part of your application. Alternatively, please give us a call on 0345 300 4642* when your application has been approved. You can make any number of balance transfers at any time as long as you do not exceed 95% of your available credit limit (min £100).

It can take up to three weeks to process your application and for payment to reach your other accounts, so please make payments to your other cards to keep them up to date and avoid any penalty fees.

Approval for a balance transfer is available once your application has been accepted. If your credit limit is insufficient to process all of your requests, we will action them in the order in which you have provided them to us.

You can transfer balances from non-RBS Group companies' credit or store cards. We can refuse to accept any balance transfer request. 

*Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

If The Ulster Bank Credit Card suits your needs, you're welcome to apply. If your application is successful, you’ll receive a new credit card, PIN and credit limit. All applications are subject to status and a credit assessment. 

If your application has been approved, we aim to get your new card to you within 5-7 working days.