Current Accounts | Ulster Bank NI Bank Accounts

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Current accounts

Choose from our range of current accounts

Switch your bank account to us today Upgrade to a ufirstgold account

You can apply for a current account if you are a UK resident aged 18 or over. Restrictions apply for Private current accounts. 

 

If you are an EU resident living outside the UK, please click here to see our Current Account range

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Compare our current accounts           Ulster Bank Rewards  

 

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Compare our current accounts

SELECT ACCOUNT

No monthly fee
Find out more

UFIRST GOLD ACCOUNT

£10 per month
Find out more

PRIVATE ACCOUNT

£15 per month
Find out more

UFIRST PRIVATE ACCOUNT

£26 per month
Find out more

All the essentials to make everyday banking easy for you. You can apply if you're a UK resident aged 18 or over. 

An account that offers extra benefits to suit your lifestyle. You can apply if you're a UK resident aged 18 or over. 

The Private account offers you your own Relationship Manager and dedicated support team, plus preferential financial rates and services. You can apply for this account if you have a min. salary of £75k or £100k for joint applications. You can apply if you're a UK resident aged 18 or over. 

All the benefits of a Private Account plus extra lifestyle benefits such as travel, protection and leisure advantages. You can apply for this account if you have a min. salary of £75k or £100k for joint applications. You can apply if you're a UK resident aged 18 or over. 

N/A 

 

 Worldwide travel insurance 

 Mobile Phone insurance

 15% cash back on ticket booking 

 

Relationship Manager and support team 

 

Relationship Manager 

Worldwide airport lounge access

 Worldwide travel insurance 

 Mobile Phone insurance

 15% cash back on ticket booking 

 

Thinking of switching your bank account to us?

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

Current Account Switch Guarantee logo
How switching works

Students and graduates

Student in Botanic Gardens

If you are a full time student, or have graduated from a full time course in the past 12 months, you can apply for our student or graduate accounts. 

Current accounts for under 18s

With the Adapt Account, 11 to 18 year olds can benefit from having their own visa debit card, Anytime Internet Banking and our Mobile App. 

Check out our Adapt Account

Foundation Account 

An account with no overdraft facility or cheque book.  This account cannot be applied for directly.

We can offer you this account if you not meet the criteria for any of our other accounts when applying.

Apply for a Foundation account
Add your signposting title here… Ulster Bank Rewards

We're proud to introduce Ulster Bank Rewards in partnership with Visa. Register your Ulster Bank Visa  debit card with our Rewards programme and you'll enjoy great cashback bonuses when you shop at some of Northern Ireland's favourite retailers.

Simply register your card, activate your offers by signing in, shop at participating retailers, and receive helpful cashback rewards.

Discover Ulster Bank Rewards
Add your signposting title here… Supporting our customers

If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here.

Ulster Bank performance indicators

Ulster Bank customer support

Add your signposting title here… Financial services compensation scheme

Your eligible deposits with Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.

Current accounts How can we help?
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