Current Accounts - Personal Banking | Ulster Bank

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Current accounts

Straightforward everyday banking

Switch your bank account to us Upgrade to a ufirstgold account

You can apply for a current account if you are a UK resident aged 18 or over. Restrictions apply for Private current accounts. 

If you are an EU resident living outside the UK, please click here to see our Current Account range

Compare our current accounts

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UFIRST GOLD ACCOUNT

£10 per month

 
 

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PRIVATE ACCOUNT

£15 per month

 

 

 

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UFIRST PRIVATE ACCOUNT

£26 per month

 

 

 

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At a glance

All the essentials to make everyday banking easy for you. You can apply if you're a UK resident aged 18 or over. 

An account that offers extra benefits to suit your lifestyle. You can apply if you're a UK resident aged 18 or over. 

The Private account offers you your own Relationship Manager and dedicated support team, plus preferential financial rates and services. You can apply for this account if you have a min. salary of £75k or £100k for joint applications. You can apply if you're a UK resident aged 18 or over. 

All the benefits of a Private Account plus extra lifestyle benefits such as travel, protection and leisure advantages. You can apply for this account if you have a min. salary of £75k or £100k for joint applications. You can apply if you're a UK resident aged 18 or over. 

Account features
Lifestyle benefits

Students and graduates

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If you are a full time student, or have graduated from a full time course in the past 12 months, you can apply for our student or graduate accounts. 

View and apply for a Student Account
View and apply for a Graduate Account

Current accounts for under 18s

With the Adapt Account, 11 to 18 year olds can benefit from having their own visa debit card, Anytime Internet Banking and our Mobile App. 

Check out our Adapt Account

Foundation Account 

An account with no overdraft facility or cheque book.  This account cannot be applied for directly.

We can offer you this account if you not meet the criteria for any of our other accounts when applying.

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Add your signposting title here… Supporting our customers

If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here.

Ulster Bank performance indicators

Ulster Bank customer support

Thinking of switching to us?

Moving your account to us is easy, simply tell us that you want to switch when completing your application. Our dedicated switching team will do all the hard work for you. We'll:

  • Transfer your salary to your new account
  • Set up your payments (standing orders, Direct Debits and bill payments)
  • Transfer any credit balance from your old account

And we'll do it all within seven working days.

Current Account Switch Guarantee logo
Find out more
Add your signposting title here… Financial services compensation scheme

Your eligible deposits with Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.

Current accounts How can we help?
Manage your current account
  • Visit Us
  • Call us

    To apply call us on 0800 046 6486

    Lines are open: Monday to Friday 8.30am-7.30pm, except bank holidays, and Saturdays 9am-2pm. Calls may be recorded.

     

    Account queries

    Please contact our telephone banking service on: 0345 742 4365
    (+442890 538 033 if calling from abroad).

    Lines are open 24 hours a day. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

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