Changing your overdraft limit
Help to increase, decrease or remove your overdraft
Open to UK residents aged 18 or over with an eligible Ulster Bank current account. Lending is subject to credit review and approval. You must pay your salary or a regular amount into your current account.
From Monday 30th March, for three months, all of our Personal Banking customers using their overdraft will pay less as we’re keeping overdraft interest at their current rates and they won’t pay any fees or charges.
Most customers will pay Representative 19.89% APR (variable) for that period, rather than our standard rate of Representative 39.49% APR (variable). uFirst Private customers will remain at Representative 14.89% APR (variable), rather than moving to Representative 19.49% APR (variable).
It’s just one of the ways we’re helping you through the impact of Coronavirus.
To find out more about our Overdraft charges after 30th June, please use our Overdraft Cost Calculator.