Our lowest ever Representative 3.9% APR for loans of £7,500 to £25,000.
Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s and existing Ulster Bank current account customers only.
From a house to a home, bring your plans to life with our home improvement loans
Fancy a new kitchen or dreaming of that extra space a conservatory might give you? Our range of loan options allow you to choose an amount and term to suit your budget.
Features and benefits of our home improvement loans:
No hidden costs or upfront fees
There is no cost to set up your loan and no hidden fees throughout the term. Charges for other services may apply
A range of terms and amounts
Loans between £1,000 - £2,500 can be repaid over a period of up to 5 years. Loans over £2,500 can be repaid over a period of up to 10 years. The minimum loan term is 1 year
Borrow for all kinds of projects
Can be used for a range of purposes - perhaps you want to add an extension to your home, a loft conversion or a new kitchen
Try our loan calculator to work out the best loan for you
The rates you pay depends on your circumstances and loan amount and may differ from the Representative APR.
Just give us a few details and we will see if we can help.
test Find out if you're likely to be approved
test Find out how much you may be able to borrow
test View your personalised interest rate and monthly payments
test No impact on your credit rating
Improving your home can be a great option if:
test You're happy with your current location
test You want to avoid the hassle and cost of moving home (solicitor fees, removal etc.)
test You're finding it difficult to sell your current home
test If your aim is to add value, improvements that add space add most value e.g. extensions and conservatories