Manage Your Loan - Personal Loans | Ulster Bank

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Manage your loan

How can we help?

Managing your loan Need help with your personal loan?

   

Make an overpayment

You can make overpayments to your loan at any time and this could shorten your loan term. We recommend that you contact us to discuss the impact of the extra payment.

Find out more
Managing your loan Making an overpayment

You can make overpayments at any time and this could shorten your loan term.

For loans applied for from 15 November 2010 we charge:
- 58 days interest if the contractual loan term is more than 12 months
- 28 days if the contractual loan term is 12 months or less
- The remaining number of days interest if there are less than 58 days (or 28 days) left in the loan term
- Interest is charged on the amount by which your outstanding balance is reduced

We recommend you visit your local branch if you would like to discuss the impact of the overpayment before you make it.

Locate your nearest branch

 

If you bank online:

You can set up a new payee to make additional payments into your loan. You may be asked to use your card-reader when setting up a new payee. You can order your card-reader from within your online banking service.

   

Change your loan details

To change your personal details, the date your loan repayment is paid or the bank account that your loan is paid from, please get in touch and we will be able to help.

Change your details
Managing your loan Changing your details

If you need to change your monthly repayment date or bank account your loan is paid from please visit us in branch where we will be happy to help.

Locate your nearest branch

 

If you need to change the name or address related to your loan, there are numerous ways that you can let us know.  Find out your different options here.

  

Borrow more from us

If you are thinking of borrowing more from us, we will ask if you want to keep or close your existing loan during the application process. We have borrowing options that could suit your needs.

View options and apply

   

Add your signposting title here… Common questions

Help to manage your money

We know that staying on track with your finances, so that you can plan for your future, can be tricky. We're here to help you to stay in control. Use our MoneySense page for hints and tips that might help.

Visit MoneySense
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