Manage Your Loan - Personal Loans | Ulster Bank

You can make overpayments at any time and this could shorten your loan term.

For loans applied for from 15 November 2010 we charge:
- 58 days interest if the contractual loan term is more than 12 months
- 28 days if the contractual loan term is 12 months or less
- The remaining number of days interest if there are less than 58 days (or 28 days) left in the loan term
- Interest is charged on the amount by which your outstanding balance is reduced

We recommend you visit your local branch if you would like to discuss the impact of the overpayment before you make it.

If you bank online:

You can set up a new payee to make additional payments into your loan. You may be asked to use your card-reader when setting up a new payee. You can order your card-reader from within your online banking service.

If you need to change your monthly repayment date or bank account your loan is paid from please visit us in branch where we will be happy to help.

If you need to change the name or address related to your loan, there are numerous ways that you can let us know.  Find out your different options here.