Interest Rates FCA

Savings Interest Rates

Personal accounts

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Loyalty Saver

Balance AER/Gross p.a. (variable)
£1 - £49,999 0.01%
£50,000+ 0.05%

 

 

Interest paid annually on the first business day in January

Easy Access

Balance  Gross /AER p.a (variable )
£1 - £49,999 0.01%
£50,000+ 0.05%

 

Interest paid annually on the last business day in October

Cash ISA

Balance AER/Tax-free p.a. (variable)
£1 - £24,999 0.05%
£25,000+  0.50%

 

 

Interest paid annually on the last business day in October

Help to Buy: ISA

Balance
AER p.a. (Variable) Tax-free p.a. (variable)
£1+ 2.00% 1.98%

 

Interest paid monthly on the first business day

Private Reserve

Available to UK residents aged 18 or over (except those acting as trustees) who subscribe to the ufirst Private or Private Current Account and those we invite to open a Private Reserve Savings Account.

 

Balance AER/Gross p.a. (variable)
£1 - £49,999 0.20%
£50,000+ 0.40%

 

Interest paid monthly

urFirst

Balance
AER / Gross p.a. (Variable)
£5+ 0.50%

 

Interest paid annually on the last business day in October

Personal accounts no longer available to new customers.

55 Plus 

Balance Gross / AER p.a (variable ) 
£1 - £49,999 0.01%
£50,000+ 0.05%

 

 

Interest paid annually in October

RSVP

 

Balance AER/Gross p.a. (variable)
£1 - £49,999 0.01%
£50,000+ 0.05%

 

Interest paid annually in October

Reserve 30

 

Balance AER/Gross p.a. (variable)
£1 - £49,999 0.01%
£50,000+ 0.05%

 

Interest paid annually in October

Reserve 90

 

Balance AER/Gross p.a. (variable)
£1 - £49,999 0.01%
£50,000+ 0.05%

 

Interest paid annually in October

Personal Savings

 

Balance AER/Gross p.a. (variable)

£1 - £49,999
0.01%
£50,000+ 0.05%

 

Interest paid annually in October

 

 

eSavings

 

Balance AER/Gross p.a. (variable)
£1 - £49,999 0.01%
£50,000+ 0.05%

 

Interest paid monthly

 

 

Bonus Saver

 

Balance AER/Gross p.a. (variable)
£1 - £49,999 0.01%
£50,000+ 0.05%

 

Interest paid quarterly

 

 

Reward Reserve 

 

Balance AER/Gross p.a. (variable)
£1 - £49,999 0.01%
£50,000+ 0.05%

 

Interest paid quarterly

 

 

Direct Saver

 

Balance AER/Gross p.a. (variable)
£1 - £4,999 0.01%
£5000+ 0.05%

 

Interest paid monthly

 

 

eSavings plus

 

Balance AER/Gross p.a. (variable)
£1 - £49,999 0.01%
£50,000+ 0.05%

 

Interest paid monthly

 

Pathway

 

Balance AER/Gross p.a. (variable)
£1 - £49,999 0.01%
£50,000 0.05%

 

Interest paid annually in October

 

 

ufirst Savings

 

Balance AER/Gross p.a. (variable)
£1 - £49,999 0.01%
£50,000+ 0.05%

 

Interest paid annually in October

urmoney

Balance AER/Gross p.a. (variable)
£5+ 0.50%

 

Interest paid annually in October

 

 

Tessa ISA

Balance AER/Tax-free p.a. (variable)
£1 - £24,999
0.05%
£25,000+
0.50%

 

Interest paid annually in October

 

 

Cash ISA Plus

Balance AER/Tax-free p.a. (variable)
£1 - £24,999
0.05%
£25,000+
0.50%

 

Interest paid annually in October

Special Interest Deposit Account

Balance AER/Gross p.a. (variable)
£1 - £14,999
0.50%
£15,000+
0.25%

 

Interest paid annually in October

 

 

Fixed Term Deposits

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1 year term

Balance
AER / Gross p.a. (Variable)
£10k 0.50%

 

Interest paid at the end of the term

Money Desk Deposit

Term AER / Gross p.a. (Variable)
1 week 0.10%
2 weeks 0.10%
1 month 0.10%
3 months 0.10%
6 months 0.10%
9 months 0.10%

 

Interest paid at the end of the term

Business & Commercial Accounts

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Bonus Access 

( Interest rates effective from 5th August 2016)

 

Interest is paid Quarterly

 

(a quarterly bonus interest payment is available where no more than one withdrawal is made in that quarter)

 

Balance

Excluding Bonus

AER/Gross p.a. 

Including Bonus

AER/Gross p.a. (variable)

£1 - £499,999 0.01% 0.05% 
£500,000 - £999,999 0.06% 0.10% 
£1m+ 0.11% 0.15%

Liquidity Manager 

( Interest rates effective from 01st August 2016 )

 

Balance

 

AER/Gross p.a. (variable)

£1 - £499,999 0.05%
£500,000 - £999,999 0.10%
£1m+ 0.15%

Interest paid monthly

Business Reserve (No longer available to new customers)

Balance

 

AER/Gross p.a. (variable)

£0 - £499,999 0.05%
£500,000 - £999,999 0.10%
£1m+ 0.15%

Interest paid annually in October

30 Day Business Reserve (No longer available to new customers)

Balance

 

AER/Gross p.a. (variable)

£0 - £499,999 0.05%
£500,000 - £999,999 0.10%
£1m+ 0.15%

Interest paid annually in October

Solicitors Reserve  (No longer available to new customers)

Balance

 

AER/Gross p.a. (variable)

£0 - £499,999 0.05%
£500,000 - £999,999 0.10%
£1m+ 0.15%

Interest paid annually in October

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